Paraplanner Assembly Events

Tax legislation is subject to change and the exact tax position depends on the customer’s own financial circumstances. Please bear this in mind when viewing historic webinars.

The Utmost Wealth Solutions and Paraplanners Assembly Webinar Series

Delivered by Utmost Wealth Solutions’ Technical Sales Manager, Steve Sayers and Richard Allum of Paraplanners Assembly.

The on demand videos enable you to watch a recording of the live sessions, at your convenience.

Each session also earns you CPD points, which you can obtain from us once the video has ended.

2024 Webinar Series

All episodes are available to watch on demand or you can listen via the podcast links under each video

Episode 1 – Case Study Investigation | Getting to the bottom of top slicing relief

2023 Webinar Series

All episodes are available to watch on demand or you can listen via the podcast links under each video.

Episode 1 – The stealthy Budget | How Personal Tax changed in April and what to do about it

Episode 2 – Loan Trusts | A surprisingly flexible friend to Inheritance Tax planning

Episode 3 – What role can Discounted Gift Trusts play in Inheritance Tax planning?

2022 Webinar Series

Episode 1 – UK Trust Registration Service

Steve provides an in depth analysis of the UK trust registration service requirements for UK taxable trusts and UK express trusts.

Episode 2 – Top Slicing Relief | Part 1

Steve provides an in depth analysis of the taxation of investment bonds, with part 1 focusing on chargeable event gains.

2021 Webinar Series

Episode 1 – Chargeable events and Top Slicing Relief

A look at the taxation of Investment Bonds including a detailed look at top slicing relief with examples of calculations for onshore and offshore investment bonds. The episode also touches on how investment bonds can add value for different investors.

Episode 2 – An in-depth view of the relevant property regime part 1

A detailed look at the relevant property regime. We consider entry, exit and periodic or ten year charges with examples and templates.

Episode 3 – An in-depth view of the relevant property regime part 2

A detailed look at the relevant property regime part 2. We consider the effects of grossing up and the settlement of additional property before looking at the calculations of periodic charges for loan trusts and discounted gift trusts. Planning opportunities are explored to enable the periodic charges to be kept to a minimum level. Finally, we use examples to detail why the order of gifts is an important consideration for planning with trusts.

Episode 4 – Recent tax changes and announcements, Family Investment Companies

Consideration of recent announcements around changes to the tax allowances and rates, in particular the impact of the increase to corporation tax and dividend taxes. We further examine the increase in these taxes for investors in Family Investment Companies.

2020 Webinar Series

This series consisted of three sessions – The exploring of UK tax basics, a deep dive into offshore bonds and why a bond is for life (and beyond).

Episode 1: Exploring UK tax basics

Looking for an introduction or useful refresher on UK tax for savings, particularly offshore bonds? This webinar takes it all the way back to the essentials.

• Overview of different taxes
• UK savings regime
• Structure of bonds
• Taxation of bonds
• Myth busting
• Reasons to use an offshore bond

Episode 2: A deep dive into offshore bonds

Getting into the detail of offshore bonds. This episode will discuss:

• The chargeable event regime
• The power of gross roll up
• Top slicing – basic and advanced
• Update on the Sliver case with worked examples
• Bonds vs GIA.

Episode 3: A bond is for life (and beyond)

This episode looks at the lifetime handling of a bond discussing:

• Dealing with an estate
• What tax is due on a bond and who pays it?
• Succession planning
• How a discounted gift trust can be used
• Single life or joint life?
• Using a loan trust
• What about the grandchildren?

2019 Webinar Events

This series is split into three sessions – basic, Intermediate and advanced – so you can select the level you want to watch. However, each video has lots of good tips so we’d recommend you have a look at all three!

Episode 1: Basic exploration of investment bonds

• Life assurance vs capital redemption bonds
• Jurisdictions: Isle of Man vs Ireland
• Brexit
• Who needs a bond?
• Tax within the bond
• Tax paid by the bond holder
• Bond withdrawals
• ‘New’ top slicing rules.

Supporting Material

Episode 2: Intermediate exploration of investment bonds

• Life assurance vs capital redemption bonds
• Jurisdictions: Isle of Man vs Ireland
• Brexit
• Who needs a bond?
• Tax within the bond
• Tax paid by the bond holder
• Bond withdrawals
• ‘New’ top slicing rules.

Supporting material

Case study

Solution

Episode 3: Advanced exploration of investment bonds

• Disregarded assets
• Updated top slicing guidance
• Maximising top slicing advantage with detailed case study
• Time Apportionment Relief
• Planning for UK resident non-domicile clients
• Bonds & retirement income strategies.

Supporting material

Case study

Solution