A Flexible Investment Approach
We offer two sophisticated financial products designed specifically for residents: unit-linked life insurance policies and capitalisation contracts. These solutions combine flexibility, asset diversification and robust protection—making them ideal tools for wealth management and financial planning.
Private Client Portfolio Luxembourg
Private Client Portfolio is our proposition for high net worth clients in Luxembourg. It provides a single premium, whole of life unit-linked insurance policy. Clients can select from a complete range of investments including alternative assets and complex assets and can select multiple investment strategies that allow for choosing different levels of income.
Clients retain access to their assets and control over when and where to take a partial or full surrender, while ensuring control over the transfer of assets to future generations.
Private Client Portfolio is designed for investors who are resident in Luxembourg and who are looking for a legal, secure, tax-efficient, adaptable and long-term wealth structuring solution.
The policy is suitable for lump sum investments of at least €250,000, with the option for additional contributions. The client can select between different death benefit options and the policy offers flexibility around estate and succession planning.
Capitalisation Bond
Our capitalisation contract is a product intended primarily for Luxembourg resident companies subject to corporate tax. The contract offers them opportunities to rationalise, simplify and optimise the management of their investment portfolio(s). In this way, the capitalisation contract can be a useful tool for managing cash flow and intra-group financing.
