Private Client Portfolio
Norway has a highly regulated and sophisticated financial market, with clients and advisers placing strong emphasis on transparency, compliance and long-term planning – particularly where cross-border wealth structuring is relevant. Norwegian high-net-worth individuals, entrepreneurs and internationally mobile families often seek solutions that offer flexibility, legal certainty and support for efficient succession. A Luxembourg-issued unit-linked life insurance policy offers an effective and compliant way to meet these needs.
Our Private Client Portfolio provides Norwegian clients – individuals and companies alike – with access to a broad universe of global investments, including non-traditional assets, tailored to the client’s goals and risk profile. The policy is designed to adapt to evolving circumstances and can be aligned with a wide range of financial planning strategies. Clients can appoint an investment manager to manage the underlying assets, or manage part or all of the underlying assets of the policy themselves, with or without the assistance of an investment adviser.
Key Features
Investment returns within the policy accumulate on a tax-deferred basis until a partial or full surrender is made. The policy provides further tax advantages for individuals investing mainly in bonds and corporate clients investing in shares outside of the EEA.
The policy is also fully portable to multiple jurisdictions, adapting to the client’s changing circumstances. Administrative simplicity and consolidated reporting add further value for clients with complex wealth planning needs. The policy can also be pledged.
