Our Solutions – Portugal
Our Solutions
Utmost Wealth Solutions provides insurance based solutions to high net worth clients who want to sustain and pass on their wealth.
Life insurance is a robust and proven solution to assist in financial planning, enabling clients to pass on their wealth in a controlled manner.
Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.
Utmost Wealth Solutions provides insurance-based solutions to high-net-worth clients who want to preserve and pass on their wealth in a controlled and efficient manner.
Through our regulated entities in Ireland and Luxembourg, we offer life insurance solutions tailored to clients’ wealth planning needs:
- Private Wealth Portfolio Portugal (from Ireland).
- Private Client Insurance Portugal (from Luxembourg).
Private Wealth Portfolio: A flexible investment approach
Private Wealth Portfolio is our proposition for high net worth clients in Portugal, offered by our Irish insurance company. It provides a single premium, whole of life, unit-linked insurance policy. Private Wealth Portfolio permits investments in a wide range of assets and clients can select multiple investment strategies that allow for choosing different levels of income. Clients have choice and control over when and where to take a withdrawal.
Key Features
Private Wealth Portfolio is designed for investors who are resident in Portugal and who are looking for a solution which allows them to preserve, grow or transfer their capital.
The policy is suitable for lump sum investments of at least €500,000, with the option for additional contributions. The policy offers flexibility around estate planning.
Contact our dedicated team for more information
Private Client Portfolio Portugal: A Comprehensive and Long-Term Wealth Solution
Private Client Portfolio is our proposition for high net worth clients in Portugal. It provides a single premium, whole of life or mixed-term, unit-linked insurance policy. Clients can select from a complete range of investments including alternative assets and complex assets and can select multiple investment strategies that allow for choosing different levels of income.
Clients retain access to their assets and control over when and where to take a partial or full surrender, while ensuring control over the transfer of assets to future generations.
Key Features
Private Client Portfolio is designed for investors who are resident in Portugal and who are looking for a legal, secure, tax-efficient, adaptable and long-term wealth structuring solution.
The policy is suitable for lump sum investments of at least €250,000, with the option for additional contributions. The client can select between different death benefit options and the policy offers flexibility around estate and succession planning.
For more information
Contact us
Benefits of Utmost Wealth Solutions
In Portugal, policies are issued through our Irish or Luxembourgish-based life companies, leveraging the tax efficient and robust regulatory frameworks, established industry expertise and strong policyholder protection regimes in both jurisdictions.
Customer support
If you have a query about an existing policy, please contact our customer support team.
Online Service
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