Search Utmost International

Looking for documents?

Search our extensive library of documents by clicking the button below.

Document Library

Need to log in to your account?

Click the log in button below to de directed to your Utmost account.

Online service login

Customer Support

We have a number of customer support options depending on your Utmost International policy and provider.

Select from the options below or, alternatively, choose a previously selected option for faster access.

Utmost Wealth Solutions

Provides life assurance based wealth solutions to help preserve wealth and safeguard it for future generations.

WEALTH SOLUTIONS SUPPORT

Utmost Corporate Solutions

Provides employee benefits and retirement and savings solutions to corporate clients, groups and individuals.

CORPORATE SOLUTIONS SUPPORT

Popular support Pages

Previously visited Support Pages

Online Service Login

We have a number of online login options depending on your Utmost International policy and provider.

Select from the options below or, alternatively, choose a previously selected option for faster login.

Utmost Wealth Solutions

Provides life assurance based wealth solutions to help preserve wealth and safeguard it for future generations.

WEALTH SOLUTIONS LOGINS

Utmost Corporate Solutions

Provides employee benefits and retirement and savings solutions to corporate clients, groups and individuals.

CORPORATE SOLUTIONS LOGINS

Document Library

Our library is divided into two areas providing you with a range of documents in each.

Utmost Wealth Solutions

The Wealth Solutions division, providing life assurance based wealth solutions for clients.

WEALTH SOLUTIONS DOCUMENTS

Utmost Corporate Solutions

The employee benefits division, providing group risk and group retirement & savings solutions for organisations.

CORPORATE SOLUTIONS DOCUMENTS
Home Wealth Solutions Our Wealth Solutions United Kingdom uTECH Tools & Calculators Trust Proposition Tree

Trust Proposition Tree

The information contained on this page is intended for Professional Adviser use only.

Is your client UK Domiciled?

    Yes
    No

Does your client wish to reduce their IHT?

    Yes
    No

What level of access to the investment does your client require?

    No access to capital or growth
    'Income' (as withdrawals of capital)
    Access to the capital, but no access to growth
    Potential future access to both capital and growth

Does your client wish to avoid probate?

    Yes
    No*
  •  
     
    Available through Utmost International Isle of Man Limited
    & Utmost PanEurope.
  •  

    Gift
    Trusts

    > Absolute Trust
    > Discretionary Trust
     
  •  
  •  

    Discounted
    Gift Trusts

    > Absolute Trust
    > Discretionary Trust
     
  •  
  •  

    Loan
    Trusts

    > Absolute Trust
    > Discretionary Trust
     
  •  

    Reversionary
    Interest
    Trust

     
    > Discretionary only
     
  •  
  •  

    Discretionary Trust - Settlor can be a beneficiary

     
  •  
     
    or
  •  

    Probate
    Trust

     
  •  

    Excluded Property Trusts**

     

* For alternative trusts such as will trusts please speak to a legal adviser.

** Changes introduced in the Summer Finance Bill 2017 mean that excluded property trusts are no longer beneficial in sheltering assets from UK IHT where the settlor is non-domicile at the point of settlement but has a UK domicile of origin or was born in the UK.

This information is based on our interpretation of law and taxation practice in the Isle of Man, Ireland and the UK as at 1 March 2022. Tax rules may change and are subject to individual circumstances.


Reset Tool