Our Solutions – Spain

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OUR SOLUTIONS

Utmost Wealth Solutions provides insurance-based solutions to high net worth clients who want to sustain and pass on their wealth. Life insurance is a robust and proven solution, which assists in financial planning, enabling clients to pass on their wealth in a controlled manner.

Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.

Private Wealth Portfolio Spain: A Flexible Investment Approach

Private Wealth Portfolio Spain is our market-leading proposition for high net worth clients in Spain. It provides a single premium, whole of life or mixed, unit-linked insurance policy. Clients can select from a complete range of investments including alternative assets and complex assets and can select from a range of investment management styles.

Clients have choice and control over when and where to take a withdrawal, as well as maintaining control around the assets passing to future generations.

Key Features

Private Wealth Portfolio is designed for investors who are resident in Spain and who are looking for a solution which gives them security and control over their assets.

The policy is suitable for lump sum investments of at least €500,000, with the option for additional contributions. The client can select enhanced death benefit options and the policy offers flexibility around estate planning.

 

Benefits of Utmost Wealth Solutions

In Spain, policies are written from our Irish life company, Utmost PanEurope dac. They benefit from Ireland’s strong insurance regulatory regime, Solvency II and Ireland’s robust policyholder protection regime. Additionally, 0% VAT is payable on asset management and custody fees, a unique advantage of taking out an insurance policy in Ireland compared to other countries, such as Luxembourg or Spain.

Download your Key Information Documents here

HOW CAN WE HELP?

To find out more about our solutions available in Spain, please contact our sales team.

Sales

CUSTOMER SUPPORT

If you have a query about an existing policy, please contact our customer support team.

Customer support

ONLINE SERVICE

Log in to the online service centre for partners.

Online Service