Our Solutions – Spain
Our Solutions
Utmost Wealth Solutions provides insurance-based solutions to high net worth clients who want to sustain and pass on their wealth.
Life insurance is a robust and proven solution, which assists in financial planning, enabling clients to pass on their wealth in a controlled manner.
Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.
Utmost Wealth Solutions provides insurance-based solutions to high-net-worth clients in Spain who want to preserve and pass on their wealth in a controlled and efficient manner.
Through our regulated entities in Ireland and Luxembourg, we offer life insurance solutions tailored to clients’ wealth planning needs:
- Private Wealth Portfolio Spain (from Ireland).
- Selecta Link (from Luxembourg).
Private Wealth Portfolio Spain: A Flexible Investment Approach
Private Wealth Portfolio Spain is our market-leading proposition for high net worth clients in Spain. It provides a single premium, whole of life or mixed, unit-linked insurance policy. Clients can select from a complete range of investments including alternative assets and complex assets and can select from a range of investment management styles.
Clients have choice and control over when and where to take a withdrawal, as well as maintaining control around the assets passing to future generations.
Key Features
Private Wealth Portfolio is designed for investors who are resident in Spain and who are looking for a solution which gives them security and control over their assets.
The policy is suitable for lump sum investments of at least €500,000, with the option for additional contributions. The client can select enhanced death benefit options and the policy offers flexibility around estate planning.
Selecta Link Spain: A Comprehensive and Long-Term Wealth Solution
Selecta Link is our proposition for high net worth clients in Spain. It provides a single premium, whole of life or mixed-term, unit-linked insurance policy. Clients can select from a complete range of investments including alternative assets and complex assets and can select from a range of investment management styles.
Clients retain access to their assets and control over when and where to take a partial or full surrender, while ensuring control over the transfer of assets to future generations.
Key Features
Selecta Link is designed for investors who are resident in Spain and who are looking for a legal, secure, tax-efficient, adaptable and long-term wealth structuring solution.
The policy is suitable for lump sum investments of at least €250,000, with the option for additional contributions. The client can select enhanced death benefit options and the policy offers flexibility around estate and succession planning.
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Benefits of Utmost Wealth Solutions
In Spain, policies are issued through our Irish or Luxembourgish-based life companies, leveraging the tax efficient and robust regulatory frameworks, established industry expertise and strong policyholder protection regimes in both jurisdictions.
CUSTOMER SUPPORT
If you have a query about an existing policy, please contact our customer support team.
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