About Utmost Corporate Solutions

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Utmost Corporate Solutions provides employee benefits including life, income protection and critical illness cover to its corporate clients in order to protect their employees, as well as Retirement and Savings solutions to Groups and Individuals.

Utmost Corporate Solutions specialises in the provision of benefits to multinational corporations with employees in multiple jurisdictions. We can help tailor and customise your employee benefits provision to suit both you and your employees, no matter where they are located.

We understand the importance of the wellbeing of your workforce in the ongoing success of your corporation, and our benefits can help you in gaining and retaining a high quality and engaged workforce.

The business operates across two divisions:

  • Group Risk
  • Retirement and Savings


Group Risk solutions include life, income protection and critical illness cover which provide a lump sum or regular income in the event of the death, disability, or illness of an employee. Our solutions help employers protect their employees and promote wellbeing in the workplace.

We offer a unique global employee benefit proposition for clients with local, pan-European and/or international employees. Our Global Risk Solution provides a single scheme covering employees in multiple jurisdictions under the same Terms and Conditions.

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Retirement and Savings provides International Group Retirement and Savings plans. These plans can be provided to Group Schemes or to individuals, with special features designed for expats working away from their home markets.

We offer both single and regular premium payment options and access to a guided panel of investment funds. We use the scale of our organisation to help ensure competitive pricing on our fund range. Our proposition enables employees to provide for their financial independence and help secure a comfortable retirement.

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Personalised Client Service

We pride ourselves on providing a personalised client service and efficient claims administration. Our transparent approach and open communication has supported the growth of our business and strong retention rates.

Claims Management

Our claims management process is robust and supported via an advanced online service centre for convenience and ease of claims administration.

Multi-jurisdiction Schemes

We specialise in the provision of benefits across multiple jurisdictions and the provision of specialist benefits to expat workers. In an increasingly globalised world, with a growing number of expat workers, the provision of specialist benefits will become more important.


We are keenly focused on the pricing of our products and regularly review our rates in order to remain competitive.

Focus on Wellbeing

We work closely with corporate clients to encourage well-being initiatives in the workplace to promote healthy and engaged staff.

Credit Strength

Our life insurance companies, Utmost PanEurope and Utmost Worldwide, were awarded credit ratings of ‘A’ Insurer Financial Strength Rating with Positive Outlook from Fitch Ratings.

Features at a glance

30 years’ experience in the provision of multi-jurisdictional employee benefits

‘A+’ Insurer Financial Strength Rating with Stable Outlook from Fitch Ratings

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Personalised client service and an Online Service Centre for convenience

Robust and tested claims management procedures

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Suitable investment choices for a diverse population group

1,000,000 lives covered

Easy Administration

All figures quoted are correct as at 31 December 2023.