Utmost Wealth Solutions provides insurance-based solutions to high net worth clients who want to sustain and pass on their wealth. Life insurance is a robust and proven solution, which assists in financial planning, enabling clients to pass on their wealth in a controlled manner.
Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.
Apex is a single premium life insurance policy (Assurance Vie) specifically created for expatriates who are living and tax resident in France and looking for a tax-efficient flexible solution. The Apex product offers additional functionality aimed at the needs of the expatriate client – to cover portability (including a return to the UK) and succession planning to cover beneficiaries in different countries. Apex offers an exceptional combination of investment choice, including the option of an extensive range of funds, access to an investment platform and the ability to appoint a discretionary investment manager.
Key Features
The product is suitable for expatriates and other residents living in France seeking a lump sum investment option. The minimum initial premium is €100,000 with the option for additional contributions at a later date. The product also offers attractive flexibility around investment options and portability.
Please read our brochure here
In France, policies are written from our Irish life company, Utmost PanEurope dac. They benefit from Ireland’s strong insurance regulatory regime, Solvency II and Ireland’s robust policyholder protection regime. Additionally, there is no VAT charged on management fees.
To find out more about our solutions available in France, please contact our sales team.
If you have a query about an existing policy, please contact our customer support team.
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