Our Solutions – France
OUR SOLUTIONS
Utmost Wealth Solutions provides insurance-based solutions to high net worth clients who want to sustain and pass on their wealth. Life insurance is a robust and proven solution, which assists in financial planning, enabling clients to pass on their wealth in a controlled manner.
Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.
PRIVATE WEALTH PORTFOLIO: A FLEXIBLE INVESTMENT APPROACH
Private Wealth Portfolio is our market-leading proposition for high net worth clients in France. It provides a single premium, whole of life, unit-linked insurance policy (Assurance Vie).
Clients can select from a wide range of assets, available with a variety of risk profiles, and can also select from a range of investment styles.
With Private Wealth Portfolio, the client has the choice and control over when and where to take a withdrawal, as well as maintaining control around the assets passing to future generations.
Key Features
Private Wealth Portfolio is designed for investors who are resident in France and who are looking for a solution that allows them to preserve, grow or transfer their capital.
The policy is suitable for lump sum investments of at least €500,000, with the option for additional contributions. The policy offers flexibility around estate planning.
APEX (FRANCE): A SOLUTION DESIGNED FOR EXPATRIATES THAT PUTS YOU IN CONTROL
Apex is a single premium life insurance policy (Assurance Vie) specifically created for expatriates who are living and tax resident in France and looking for a tax-efficient flexible solution. The Apex product offers additional functionality aimed at the needs of the expatriate client – to cover portability (including a return to the UK) and succession planning to cover beneficiaries in different countries. Apex offers an exceptional combination of investment choice, including the option of an extensive range of funds, access to an investment platform and the ability to appoint a discretionary fund manager or investment adviser.
Key Features
The product is suitable for expatriates and other residents living in France seeking a lump sum investment option. The minimum initial premium is €100,000 with the option for additional contributions at a later date. The product also offers attractive flexibility around investment options and portability.
BENEFITS OF UTMOST WEALTH SOLUTIONS
In France, policies are written from our Irish life company, Utmost PanEurope dac. They benefit from Ireland’s strong insurance regulatory regime, Solvency II and Ireland’s robust policyholder protection regime. Additionally, there is no VAT charged on management fees.
For Key Information Documents (KIDs) and information on your investment options
To search for detailed information on funds and fund performance.
HOW CAN WE HELP?
To find out more about our solutions available in France, please contact our sales team.
Sales
CUSTOMER SUPPORT
If you have a query about an existing policy, please contact our customer support team.
Customer support