Group Risk

Our Life cover solution pays a lump sum to the beneficiaries of an employee in the event of death. The benefit can be a multiple of salary, or a fixed amount.

We also offer additional benefits which can be built in to an employer’s Group Life plan.

This benefit provides employees with a continued source of income if they are absent from work due to illness or accident and usually becomes payable after three, six or twelve months. It is paid until the employee recovers or, should the employee never be able to return to work, it may be paid until the earlier of retirement or death.

With the escalating costs of healthcare, dealing with a serious illness can be financially draining. Critical Illness cover is a very effective protection against these costs as it pays a lump sum to an employee upon diagnosis of one of a specified range of common illnesses.