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This page may contain information related to investment choices or products which are not available or applicable to Hong Kong clients.

Protect your Success

We understand that your employees are your most important asset, and that their wellbeing is central to your ongoing success.

Providing benefits helps protect and engage your employees, supporting their long-term wellbeing and fostering a productive, engaged working environment.

A unique employment benefits proposition

Group Risk

Life

This policy provides a lump sum to the beneficiaries of an employee in the event of their death. The benefit can be either a multiple of the employee’s salary or a fixed amount, ensuring financial support for their loved ones during a difficult time.

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Income Protection

This policy provides income to employees who are absent due to illness or accident, ensuring they receive financial support during their recovery period. The benefit typically becomes payable after a waiting period of three or six months.

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Critical Illness Cover

Provides a lump sum to an employee if they are diagnosed with a specified critical illness or undergo a surgical procedure covered by the policy.

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Global Risk Solution

Covers employees across multiple jurisdictions under a single scheme, reducing administration and enabling a competitively priced solution.

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Retirement and Savings

International Group Retirement and Savings Plan (IGRSP)

Designed to help your employees save towards their retirement. It offers a flexible structure and a comprehensive investment range to suit every employee’s appetite for growth, balanced against how much risk they are willing to accept.

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Individual Savings Plan – Momentum

One of the most important aspects of effective retirement planning is continuity. Momentum allows employees transfer their benefits from the group plan they are leaving, without having to disrupt their savings routine every time they move companies.

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