Please note: This page may contain information related to investment choices or products which are not available or applicable to Hong Kong clients.
Group Retirement and Savings
Flexibility and Choice
In today’s global economy, the mobility of labour and cross-border commercial activities are increasing. For employees, this international mobility can complicate their ability to save consistently and ensure a comfortable retirement..
Expatriate employees may lose their entitlement to state benefits due to non-residence. Additionally, the shift away from state-funded benefits has increased the necessity for individual pensions or additional savings plans.
Retirement and Savings plans are crucial components of a competitive remuneration package, essential for attracting and retaining talented employees. We customise these plans to meet the specific needs of both you and your employees.
Our Solutions
International Group Retirement and Savings Plan (IGRSP)
The International Group Retirement and Savings Plan offers a flexible structure and a comprehensive investment range to meet the employees’ growth ambitions, balanced against how much risk they are willing to accept.
Momentum – Continuation Option for your Employees
Continuity is key for retirement planning. Momentum lets employees transfer benefits seamlessly from a previous group plan, keeping savings routine and steady through job changes. This plan supports the employee career journey wherever it leads.
Our Fund Range
Investment Options are the engine room of growth, helping you get the best out of your Retirement and Savings plan.
We offer investors a comprehensive choice of investment types, ranging from guaranteed and outcome funds to retirement lifecycle strategies. Our investment options range is selected to provide access to high quality asset managers who have demonstrated a robust and consistent performance over the medium term.
Access fund prices here
Access fund performance here
Access fund factsheets here
Key Benefits
Flexibility
Less constraints than onshore plans, allowing for greater customisation.
Portability
Certain rights within international plans can be preserved or transferred.
Choice
A selection of quality investment options are available to meet a variety of risk / reward profiles.
Quality
Quality investment options to meet a variety of risk/reward profiles.
24/7 Access
To our Online Service Centre so you can get your plan information in real time.
Experience
Over 30 years’ experience in the international employee benefit market.
All figures quoted are correct as at 31 December 2023.
How the solutions can work for you
*Utmost Corporate Solutions does not provide investment advice based on individual circumstances. Investment decisions are the responsibility of the financial adviser and/or investor(s) and any choice of investments is entirely at their own risk.
Request an Illustration or Contact Us
If you would like an illustration, please complete the following forms (as applicable):
Quotation questionnaire
Census data template
Please email the completed forms to us:
Retirement&[email protected]
If you would like further information, or to discuss your needs, please contact us.