Last updated: 15/09/2017

We would be grateful if you would familiarise yourself with the contents of this information note prior to undertaking any transactions involving an External Fund or an Internal Collective Fund. Unless otherwise stated, the terms used in this information note and the page dedicated to External Funds and Internal Collective Funds on the Utmost Luxembourg S.A. website (the “dedicated website page”) have the same meaning as in the Application Form.

After reading the following information, please click the AGREE button below to confirm that you have read and understood the following, and thus access the dedicated website page, or click the DISAGREE button if you do not agree.

The information and documents available on the dedicated website page:

• simply provide information and should not be interpreted in any way, as an invitation, an offer to sell or purchase a product, a life assurance policy and/or Funds presented on the dedicated website page;
• do not constitute legal, tax or investment advice; This information and these documents should thus be considered for information only and may be used only after seeking professional and independent advice given by a qualified and duly accredited professional;
  may contain links and references or refer to statements and indications from third-party sources external to Utmost Luxembourg. The use of this data is left at the discretion of the person visiting the site;
• may not be regularly updated. Visitors are therefore invited to consult the third-party websites to which reference is made.

Utmost Luxembourg S.A.

• commits to maintain the www.utmostinternational.com site (the “Site”), and thus the dedicated website page, operational at all times, but cannot guarantee that the site and/or dedicated website page will always be active;
• makes no guarantee as to the accuracy of this information, except for the update to the list of available or unavailable Funds and corporate actions relating to External Funds and Internal Collective Funds;
• expressly renounces all liability for any direct or indirect losses resulting from the use of the dedicated website page.

Prior to any investment in an External Fund or an Internal Collective Fund, the Policyholder must become familiar with its main characteristics.