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New Policy

Application Form

Spanish Collective Investment Bond Data Capture Form

This form is for individual, joint and corporate investors and is used to gather the necessary information to input new business online for the Spanish Collective Investment Bond on Wealth Interactive.
French Executive Portfolio New Business and Top-Up Application Form

This application form can be used for individual investors wishing to invest in the French Executive Portfolio.
Spanish Collective Investment Bond additional requirements for trustee application

Additional application form to be used for trustee applicants for the Spanish Collective Investment Bond.
Spanish Collective Investment Bond application (Spanish Law) for Individual, Joint and Corporate Investors

Please use this application for Spanish residents under Spanish Law, for individual, joint and corporate investors. Please note that you will also need to fill out the Tax Declaration and Self Certification document.
Apex France Application Form for Individual Investors

Please use this application form for individual investors wishing to invest in Apex France.
Apex Portugal – Application Form for Individual Investors

Please use this application form for individual investors wishing to invest in APEX Portugal.
Apex Portugal Additional Single Premium Form

Guide to help you complete the Apex Portugal application form.
Apex France Guide for Individual Applicants

Apex France guide to completing the application form.
Apex France Additional Single Premium form

Please use this application form to add additional singles premium to Apex France.

Guides and Supporting Documents

Terms and Conditions for Utmost International’s Online Services (Financial Adviser)

Terms and Conditions for our online services to be read in conjunction with the relevant intermediary terms of business.
Stay In Touch with your Investments with Wealth Interactive

A client brochure promoting the benefits of using Wealth Interactive.
Source of Fund and Source of Wealth Guidelines

This document can be used as guidance for financial crime risk purposes.
Utmost PanEurope dac Banking Details

This document includes the banking details for Utmost PanEurope dac.
Wealth Interactive: Online Declaration for Isle of Man products

Wealth Interactive online declaration for Utmost International IoM products.
Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.
Utmost International Isle of Man Intermediary Terms of Business

These Intermediary Terms of Business and the Rates of Commission govern your relationship with Utmost International Isle of Man Limited (Utmost International) and cover the way we do business with you, the Intermediary. These Intermediary Terms of Business and any documents referred to in it replace any previous Terms of Business you have with Quilter International.
Anti-money Laundering and Source of Wealth Pack – Utmost PanEurope

Confirmation of the anti-money laundering and source of wealth requirements for Utmost PanEurope bonds.
Anti-money Laundering and Source of Wealth Requirements Guide

Utmost International Isle of Man Limited has provided this document as guidance for financial crime risk purposes.

Investment literature/Strategies

Spanish Collective Investment Bond Fund List

This document shows the funds that are currently available for investment that comply with the requirements of the Spanish Personal Income Tax.

KIDS/SIDS

European Executive Investment Bond – Key Information Document (KID)

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses.
Spanish Collective Investment Bond – Key Information Document (KID)

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses.
Spanish Collective Investment Bond – PRIIPs Key Information Document (KID) (Spanish)

Este documento contiene información clave sobre este producto de inversión. La información, prescrita por la ley, tiene por objeto aclarar las características del producto, sus riesgos, costes, posibles ganancias y pérdidas.
KID – Apex France

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses.

Marketing Collateral

Utmost Wealth Solutions Company Brochure – Adviser version

Company brochure for Utmost Wealth Solutions (Financial Adviser only).
Ireland as a location in Europe for Unit-Linked Life Assurance

This intermediary sales aid explains why Ireland is he optimal location in Europe for unit-linked life insurance.
Life Insurance Based in Ireland – Four Pillars of Investor Protection

In this guide we take a closer look at the four reasons why you can choose a life insurance provider from Ireland with confidence.

Operational Forms (not application form)

Tax Declaration and Self Certification for Entity Investors

You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for Entity investors such as, companies, corporate trusts or foundations.
Tax Declaration and Self Certification for Individual Investors

You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders, persons authorised to sign on behalf of the policyholder, for example their Power of Attorney or court appointed Deputy, and individuals linked to the trust where Utmost Trustee Solutions Limited or Utmost International Trustee Solutions Limited are the appointed trustee.
Transferring Assets to Your Bond/Account

Please use this form when transferring assets to your Plan/Bond/Policy. For use with former Quilter International Products, not for use in Hong Kong.
Request Remuneration to Your Financial Adviser

Please use this form to pay an ongoing service fee or ongoing service charge to your financial adviser. For use with former Quilter International Products only.
Portfolio Bond Minimum Residual Value

Published minimum residual values as at February 2021
Source of Wealth Questionnaire

This questionnaire seeks to obtain information and documentation from the adviser to establish the source of wealth of high risk clients.
Digital Signature Application Form – Non UK

Digital signature application form – not for use in the UK
Portfolio Bond Transaction Account Overdraft Limit

The published overdraft limit of transaction accounts for applicable portfolio bonds.
Nominated asset for regular withdrawals

To ensure regular withdrawals are paid, you must select one or more asset from which the payment will be made. Alternatively, the Transaction Account can be selected to fund withdrawals. Please tick the appropriate box below
Request to Appoint a Discretionary Asset Manager (on an Advisory or Discretionary Authority)

Please use this form to appoint a discretionary asset manager on an advisory or discretionary authority.
Non-Irish Residency Declaration

Please complete this declaration for your UK resident clients who hold a Utmost PanEurope dac policy.
French Executive Portfolio – Clause bénéficiaire démembrée avec quasi-usufruit

Please use this form if your client would like to nominate a beneficiary using a clause bénéficiaire démembrée specific to French law
Data Capture Form

This form is for individual and joint investors and is used to gather the necessary information to input new business online for the European Executive Investment Bond and the European Collective Investment Bond on Wealth Interactive.
European Executive Investment Bond application form (QROPS/QNUPS/SIPP)

Please use this application for trustee investors wishing to invest in a EEIB or ECIB via a QROPS, QNUPS or SIPP. Please note that you will also need to fill out the Tax Declaration and Self Certification document.
Apex France lost policy declaration form

This form can be used to declare that your APEX France policy is lost
APEX France – Assignment of Policies form

This form can be used to reassign your Apex France policy to someone else.
France Proof of Life Form

This form can be used to confirm that the Life Assured is alive at the date of signing.
Apex Portugal – Right to change your mind

Guide detailing why you might change your mind about your Utmost PanEurope dac policy within your 30 day grace period and how to cancel it
Anti-Money Laundering and Source of Wealth – Apex Portugal

Under anti-money laundering regulations we are required to verify the identity of residential address of all parties linked to a bond.
Apex Portugal – Politically Exposed Persons document

Irish anti-money laundering legislation requires Utmost PanEurope dac to identify if a new or existing policy is linked to a politically exposed person (PEP). This is a financial adviser only document.
Apex Portugal – Notice of Pledge Form

By signing this Notice of Pledge form, the Policyholder(s) gives Utmost PanEurope dac notice that he/she has entered into a pledge agreement
Apex Portugal – Guide for individual applicants

Guide to help you complete the Apex Portugal application form.
Apex Portugal Lost Policy Declaration

This form can be used to declare that your Apex Portugal bond is lost
APEX France Tax information exchange pack

Self-certification form for individuals
APEX France – Portfolio Undertaking Form

This form must be completed where an Additional Single Premium is to be paid via the transfer of assets (Premium in kind) from an existing Discretionary Fund Manager (DFM) account.
Utmost International Isle of Man Limited bank details

Please use this document to find the telegraphic transfer details when transferring money to Utmost International Isle of Man Limited via Wealth Interactive.
Wealth Interactive – Master User Registration Form for Existing Firms

Please use this form to appoint a master user to Wealth Interactive for adviser firms who already have terms of business with us. The form will allow us access to a nominated master user within your firm who can then grant access to other users (including other master users within your firm).
Know Your Client – Source of Funding and Verification of Identity

Utmost International Isle of Man have provided this form for completion by all clients, trustees and corporate clients, where an application form does not already contain both a source of funding and verification of customer identity section.
Declaration of Health

The Medical Questionnaire needs to be completed to consent to Utmost PanEurope dac seeking and processing medical information at any time as this application will form the basis of the contract with Utmost PanEurope dac.
Declaration of Continued Good Health

Declaration form that you need to provide details regarding your health situation or any medical conditions while consenting to Utmost PanEurope dac seeking and processing medical information at any time in order to process your claims.
Benefit Crystallisation Events Declaration

This Declaration should be completed and given to the Administrator of the pension arrangement prior to the payment of any benefits from that arrangement.
Benefit Crystallisation Events Declaration

This Declaration should be completed and given to the Administrator of the pension arrangement prior to the payment of any benefits from that arrangement.
Declaration of Residence Definitions

This declaration must be signed by policyholders who are neither resident nor ordinarily resident in Ireland or by personal representatives signing on behalf of deceased persons
Online Dealing Access Authorisation Form for Investment Advisers (UPE)

Online Dealing Access Authorisation Form for Investment Advisers (UPE).

Policy Conditions

European Executive Investment Bond – PRIIPs Policy Terms

The policy terms for the European Executive Investment Bond – PRIIPs.
Spanish Collective Investment Bond Policy Terms

The Policy Terms for the Spanish Collective Investment Bond (SCIB).
Apex Portugal Policy Conditions

The policy terms for Apex Portugal.
Apex France Policy Conditions

This document details the policy terms and conditions which apply to the Apex France product.

Product Guides/Brochures/Snapshots and Training Materials

Wealth Interactive Third Party and Other Users Matrix

A quick user guide showing what functionality is available to each user role
Spanish Collective Investment Bond Snapshot (SCIB)

This document provides a snapshot of the Spanish Collective Investment Bond (SCIB). This is a document for financial advisers only.
Spanish Collective Investment Bond – client brochure

Client brochure promoting the benefits of the Spanish Collective Investment Bond (SCIB).
Apex France Snapshot

This document provides a snapshot of APEX France. This is a document for financial advisers only.
Apex France Product Guide

Product guide promoting the benefits of Apex France.
European Executive Investment Bond Client Brochure

Client brochure to promote the benefits of the European Executive Investment Bond.
Apex Portugal snapshot

This document provides a snapshot of Apex Portugal. This is a document for financial advisers only.
Apex Portugal Product Guide

This is a product guide for Apex Portugal

Tax and regulatory Literature/technical sales aids and literature

Top Ups accepteras nu från Portugal. (Top Ups Now Accepted From Portugal)

Säljhjälp som främjar uppladdningar från Portugal till den Swedish Executive Portfolio. (Sales aid promoting top ups from Portugal into the Swedish Executive Portfolio.)
Intermediary Terms of Business for Utmost PanEurope

These Intermediary Terms of Business and the Rates of Commission govern your relationship with Utmost PanEurope dac and cover the way we do business with you, the Intermediary. These Intermediary Terms of Business and any documents referred to in it replace any previous Terms of Business you have with Quilter International.
European Executive Investment Bond at a glance

This at a glance document highlights the main features of the European Executive Investment Bond.
Lifestyle Trust Adviser Brochure

This brochure describes how a Lifestyle Trust can provide tax-efficient benefits for your clients and those they care about.
Tax Benefits of an Offshore Bond for UK Expatriates

This document provides a high-level summary of some of the key UK taxation benefits which an offshore bond can provide to a UK expatriate investor.
Tax Information for Irish Residents

This document provides a high-level summary of the tax that applies to a life or redemption bond issued by a UK, Isle of Man or Ireland Insurer when held by a policyholder who becomes resident in Ireland.
Leaving the UK But Could Be Leaving UK Taxes Behind

When clients leave the UK, either permanently or for at least a full tax year, they expect to leave behind their liability for UK taxes. This document is for financial adviser use only.
Stockbroker and custody charges

This sales aid shows the stockbroker and custody charges that may apply on Portfolio Bonds.
UK Statutory Residence Test Flowchart

The purpose of this flowchart is to take you through a series of questions to establish your clients UK residency status.
Qualifying Non-UK Pension Scheme Brochure – for a Flexible Future

This brochure provides information about overseas pension schemes that comply with Qualifying Non-UK Pension Scheme rules.
Take your pension away with you – Qualifying Recognised Overseas Pension Scheme (QROPS) Brochure

Qualifying Recognised Overseas Pension Scheme, Client Brochure promoting the benefits of (QROPS).
Tax Benefits of the Spanish Collective Investment Bond Guide

This guide details the benefits of investing in a Spanish compliant policy, such as the Spanish Collective Investment Bond for your expat clients living in Spain, rather than a non-compliant policy.
Tax and Other Important Information for Malta (for Malta Based Trustees Only)

This document provides the policyholder with important information before investing in the European Executive Investment Bond – PRIIPs or the European Collective Investment Bond – PRIIPs provided by Utmost PanEurope dac. Currently, we will only accept applications from Malta based trustees not Maltese resident individuals.
Tax and Other Important Information for Gibraltar

This document provides the policyholder with important information before investing in the European Executive Investment Bond, European Collective Investment Bond or the European Capital Account provided by Quilter International Ireland dac.
Tax and Other Important Information Guide for Cyrprus

This document provides the applicant with important information before investing in the European Executive Investment Bond and the European Collective Investment Bond provided by Quilter International Ireland dac.
Tax and Other Information Guide for Residents of the European Economic Area

This document is designed for habitual residents of EEA countries (EU countries plus Iceland, Norway and Liechtenstein). Please refer to our other country specific documents, which are available on our website.
Apex France – Demembree clause

Clause Beneficiaire demembree avec quasi usufruit
Irish VAT Exemption

The purpose of this note is to outline the technical basis underpinning the Irish VAT exemption in the Irish tax legislation and the Irish Revenue guidance notes.
Questions & Answers – Deemed Gains Tax on your Executive Bond

This Q&A document explains deemed gains tax on an Executive Bond.
Deemed Gains Tax on your Executive Bond if you are planning to become UK Resident and/or UK Tax Resident

This Q&A document explains deemed gains tax on an Utmost International Isle of Man Executive Bond for individuals planning to become UK resident and/or UK tax resident.
Taxation of an Offshore Life Assurance Policy for your Non-Israeli Resident Clients Moving or Returning to Israel

An explanation of the taxation of an offshore life assurance policy for your non-Israeli resident clients moving or returning to Israel.
Taxation of an Offshore Life Assurance Policy for your UK Resident Israeli Clients, Moving or Returning to Israel

This document provides an explanation of the taxation of an offshore life assurance policy for your UK resident Israeli clients, moving or returning to Israel.
Taxation of an Offshore Life Assurance Policy Purchased Outside of Israel by an Israeli Resident

This document provides an explanation of the taxation of an offshore Utmost International Isle of Man Limited life assurance policy purchased outside of Israel by an Israeli resident.
Non-Resident Indian Estate Planning

A client-facing guide to using an Utmost International Isle of Man offshore bond for estate planning for non-resident Indian investors.
Determining Your Liability to Tax in India (Life Assurance Version)

A guide for clients with investment linked life insurance bonds who will become Indian tax residents.

Trust Literature

Deed of Assignment (Assignments to or from Corporate Entities)

With this deed you can assign a policy to or from a corporate entity. For use with a policy issued under Isle of Man or English law.
Declaración de Impuestos y Autocertificación para Trusts

Declaración de Impuestos y Autocertificación para Trusts

Change your Policy

Guides and Supporting Documents

Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.

Investment literature/Strategies

How to Submit a Dealing Request on Wealth Interactive

This guide shows you how to submit a dealing instruction in three easy steps through Wealth Interactive.
French Executive Portfolio Dealing Form

This form can be used if your clients wish to change the assets their French Executive Portfolio is linked to.
French Executive Portfolio Change of Investment Strategy Form

This form can be used to request a change to your investment strategy option on your French Executive Portfolio.
Utmost PanEurope Portfolio Bond Dealing Instruction Form and Guidance Notes

This form can be used for the sale and purchase of funds for Utmost PanEurope Portfolio Bonds.
Switch Form

This form enables you to switch your investments or change the funds in which your future regular investments are invested.
Locate Information about Units and Funds Linked to your Policy Guide

European countries have a diversity of information requirements for unit-linked life insurance companies. We have developed this document to help you find where a particular item of information can be accessed.

Operational Forms (not application form)

Request to Add or Remove a Life Assured Form

This form can be used to add or remove a life assured on your Utmost International Portfolio Bond.
Authorised Custodian Internet Service Request Form

This form can be used to request access to the view only internet service provided by the authorised custodian.
Letter of authorisation for Authorised Custodian Account Form

This letter of authorisation permits the authorised individual to carry out actions in respect of the accounts opened by Utmost International Isle of Man Limited or Utmost PanEurope dac. with the authorised custodian.
Payment Instruction Form

This form is for use with Utmost PanEurope dac. Omega and Integra policies.
Apex Portugal Dealing Account Overdraft Clearance Instruction form

This form can be used to request an overdraft clearance for your Apex Portugal Dealing Account.
Apex Portugal Open Architecture Dealing Instruction Form

This form should be used for policies held on the Open Architecture basis only without a Discretionary Fund Manager or Platform arrangement.
Apex France – Dealing instruction

This form should be used to buy and/or sell External Assets linked to your Policy. It cannot be used to buy or sell assets held by a Discretionary Fund Manager or those held on a Platform.

Tax and regulatory Literature/technical sales aids and literature

Utmost International Isle of Man Limited – Discounted Gift Trust Conversion Guide

This guide is for individuals, married couples or civil partners looking to establish an Utmost Discounted Gift Trust using an existing Utmost International Isle of Man Limited Evolution bond or a Selection bond issued by Utmost Pan Europe dac.

Making a Surrender or Claim

Guides and Supporting Documents

Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.

Operational Forms (not application form)

France Death Benefit Claim form

This form can be used to claim a death benefit for Apex France or PWP France policies
Portfolio Bond Withdrawal / Surrender Form

Surrender and Withdrawal Request Form for Portfolio Bond
French Executive Portfolio Withdrawal/Closure Form

This form can be used to request a withdrawal or closure of policy from the French Executive Portfolio.
Apex Portugal – Withdrawal or surrender form

This form should be used to withdraw from or surrender your Apex Portugal policy.
Apex Portugal – Death Benefit Claim form

This form can be used to claim a death benefit for Apex Portugal policies
Unit Linked Accounts Withdrawal Closure Maturity Form

This form should only be used to request a partial, full surrender or maturity from the following Utmost International unit-linked products Managed Capital Account, Managed Savings Account, Managed Pension Account, Executive Wealthbuilder Account and European Capital Account.
Request for Fixed Account Loan Withdrawal Form

This form can be used to request Utmost International Isle of Man or Utmost PanEurope to transfer monies to the fixed account and issue a loan withdrawal for the same amount.
Death Claim form for use with Ex Quilter Isle of Man policies

Form to be completed by Claimant requesting payments of policy proceeds following the death of the relevant life assured.
Full Encashment Request Form

This form is used to request full encashment. Please note the encashment value will be based on the date of receipt of all requirements and payable to the individual who according to Utmost PanEurope dac’s records is entitled to receive it.
Lapse Value Claim Form

Lapse Value Claim Form to claim the cash in value of the policy at the date of lapse together with late payment interest in full and final settlement of the policy.
Lost Policy Declaration

Declaration that policy schedule has been lost and that legal owners of the policy are legally entitled to the proceeds of the policy. The policy has not been assigned, pledged as security and will be returned if found.
Permanent Health Insurance Claim Form

Permanent health Insurance claim form is requesting life assured health details and consent to Utmost PanEurope dac seeking and processing information in order to be able to process this claim.
Declaration of Loss of Plan Schedule

This form is used to declare the loss of Plan Schedule and any owners of the bond, both personal and corporate investors.
Regular Withdrawal Request Form

The Regular Withdrawal Request Form outlines the bond withdrawal details along with the Bond owners, both personal and corporate investors.

Tax and regulatory Literature/technical sales aids and literature

Request a Withdrawal on Wealth Interactive Guide

This guide demonstrates how you can request a one-off withdrawal in three easy steps through Wealth Interactive.

Customer Support

Utmost Wealth Solutions

Utmost Corporate Solutions

Popular support Pages

Previously visited Support Pages

Online Service Login

Utmost Wealth Solutions

Utmost Corporate Solutions

Popular logins

Previously used logins

Document Library

Utmost Wealth Solutions

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Literature Library – Europe – Expatriate