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Market: Finland (FI)

Documents

Title	Description	Insurer	Asset Type	Language	Product	Regime	Process	Excerpt
Source of Wealth Questionnaire	This questionnaire seeks to obtain information and documentation from the adviser to establish the source of wealth of high-risk clients of Utmost International Isle of Man Limited and Utmost PanEurope dac	Utmost Wealth Solutions	Operational Forms	English (EN)	Non Product Specific	FOS	Addition to your Policy, New Policy	This questionnaire seeks to obtain information and documentation from the adviser to establish the source of wealth of high-risk clients of Utmost International Isle of Man Limited and Utmost PanEurope dac Operational Forms Source of Wealth Questionnaire UWSQ PR \| 20888
Tax Declaration and Self Certification for Individual Investors	For Use with Utmost Worldwide, Utmost PanEurope and Utmost International Isle of Man products. You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders, persons authorised to sign on behalf of the policyholder, for example their Power of Attorney or court appointed Deputy, and individuals linked to the trust where Utmost International Trustee Solutions Limited are the appointed trustee.	Utmost Wealth Solutions	Operational Forms	English (EN)	Non Product Specific	FOS	Addition to your Policy, Making a change to your policy, New Policy, Surrender or Claim	For Use with Utmost Worldwide, Utmost PanEurope and Utmost International Isle of Man products. You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders, persons authorised to sign on behalf of the policyholder, for example their Power of Attorney or court appointed Deputy, and individuals linked to the trust where Utmost International Trustee Solutions Limited are the appointed trustee. Operational Forms Tax Declaration and Self Certification for Individual Investors UWSQ PR \| 12373
Tax Declaration and Self Certification for Entity Investors	For Use with Utmost Worldwide, Utmost PanEurope and Utmost International Isle of Man products. You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for Entity investors such as, companies, corporate trusts or foundations.	Utmost Wealth Solutions	Operational Forms	English (EN)	Non Product Specific	FOS	Making a change to your policy, New Policy	For Use with Utmost Worldwide, Utmost PanEurope and Utmost International Isle of Man products. You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for Entity investors such as, companies, corporate trusts or foundations. Operational Forms Tax Declaration and Self Certification for Entity Investors UWSQ PR \| 12415
Varallisuuden Lähde	Varallisuuden Lähde asiakkaan varallisuustietojen toimittamisesta	Utmost Wealth Solutions	Operational Forms	Finnish (FI)	Non Product Specific	FOS	Making a change to your policy, New Policy	Varallisuuden Lähde asiakkaan varallisuustietojen toimittamisesta Operational Forms Varallisuuden Lähde UWS PR 00433
Technical Note Moving from Finland to Spain	Utmost PanEurope technical briefing regarding policyholders who wish to move from Finland to Spain and take their policy with them.	Utmost Wealth Solutions	Tax and regulatory Literature/technical sales aids and literature	English (EN)	Non Product Specific	FOS	Making a change to your policy	Utmost PanEurope technical briefing regarding policyholders who wish to move from Finland to Spain and take their policy with them. Tax and regulatory Literature/technical sales aids and literature Technical Note Moving from Finland to Spain UWS PR 00405
Tax Declaration and Self-Certification for Trusts	For Use with Utmost Worldwide, Utmost PanEurope and Utmost International Isle of Man products. You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for trusts where all the trustees are all individuals. It should be completed by one trustee on behalf of the trust.	Utmost Wealth Solutions	Tax and regulatory Literature/technical sales aids and literature	English (EN)	Non Product Specific	FOS	Making a change to your policy, New Policy	For Use with Utmost Worldwide, Utmost PanEurope and Utmost International Isle of Man products. You have been asked to complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for trusts where all the trustees are all individuals. It should be completed by one trustee on behalf of the trust. Tax and regulatory Literature/technical sales aids and literature Tax Declaration and Self-Certification for Trusts UTSQ PR \| 20885
Future Vakuutuksenottajan ja Vakuutetun välinen sopimus	Future vakuutuksenottajan ja vakuutetun välinen sopimus, jolla voidaan sopiva vakuutetun työntekijän oikeuksista vakuutukseen.	Utmost PanEurope	Operational Forms	Finnish (FI)	Future	FOS	Making a change to your policy, New Policy	Future vakuutuksenottajan ja vakuutetun välinen sopimus, jolla voidaan sopiva vakuutetun työntekijän oikeuksista vakuutukseen. Operational Forms Future Vakuutuksenottajan ja Vakuutetun välinen sopimus UPE_WS PR 00096
Structured Products Client Disclaimer Form	This notice must be read and signed by the planholder. The notice states that Utmost PanEurope accepts no liability for any loss, damage and/or expense (including, but not limited to, legal fees) in connection with an investment in a structured product.	Utmost PanEurope	Operational Forms	English (EN)	Professional Portfolio, UPE Unit-linked Products (Closed), Wealth Portfolio Finland	FOS	New Policy	This notice must be read and signed by the planholder. The notice states that Utmost PanEurope accepts no liability for any loss, damage and/or expense (including, but not limited to, legal fees) in connection with an investment in a structured product. Operational Forms Structured Products Client Disclaimer Form UPE_WS \| 4601
Fund Client Disclaimer Form	This notice must be read and signed by the planholder. The notice states that Utmost PanEurope accepts no liability for losses, damages and/or expenses (including, but not limited to, legal fees) in connection with the investment in the funds.	Utmost PanEurope	Operational Forms	English (EN)	Professional Portfolio, UPE Unit-linked Products (Closed), Wealth Portfolio Finland	FOS	New Policy	This notice must be read and signed by the planholder. The notice states that Utmost PanEurope accepts no liability for losses, damages and/or expenses (including, but not limited to, legal fees) in connection with the investment in the funds. Operational Forms Fund Client Disclaimer Form UPE_WS \| 4602
Valtakirja	Valtakirja.	Utmost PanEurope	Operational Forms	Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Valtakirja. Operational Forms Valtakirja UPE_WS \| 4433
Online Service Centre – Vakuutustiedot Verkkopalvelusta	Esite verkkopalvelustamme.	Utmost PanEurope	Product Guides/Brochures/Snapshots and Training Materials	Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, UPE Unit-linked Products (Closed), Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Esite verkkopalvelustamme. Product Guides/Brochures/Snapshots and Training Materials Online Service Centre – Vakuutustiedot Verkkopalvelusta UPE_WS \| 4284
Target ja Future Vakuutusedustajan palvelupalkkio-lomake	Tällä lomakkeella voit pyytää vakuutusneuvojan palkkiota Target ja Future vakuutuksille.	Utmost PanEurope	Operational Forms	Finnish (FI)	Future, Target	FOS	Making a change to your policy	Tällä lomakkeella voit pyytää vakuutusneuvojan palkkiota Target ja Future vakuutuksille. Operational Forms Target ja Future Vakuutusedustajan palvelupalkkio-lomake UPE_WS \| 05327
Utmost Wealth Solutions Company Brochure – Adviser version	Company brochure for Utmost Wealth Solutions (Financial Adviser only).	Utmost Wealth Solutions	Marketing Collateral	English (EN)	Non Product Specific	FOS	New Policy	Company brochure for Utmost Wealth Solutions (Financial Adviser only). Marketing Collateral Utmost Wealth Solutions Company Brochure – Adviser version UPE_WS \| 05226
Irlantilaiset Henkivakuutustuotteet ja Kuluttajansuoja	Tässä vakuutusedustajan oppaassa Irlannissa sijaitseviin henkivakuutuksiin liittyvästä kuluttajansuojasta.	Utmost PanEurope	Marketing Collateral	Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed), Wealth Portfolio Finland	FOS	Adviser Technical Insights and Webinars, New Policy	Tässä vakuutusedustajan oppaassa Irlannissa sijaitseviin henkivakuutuksiin liittyvästä kuluttajansuojasta. Marketing Collateral Irlantilaiset Henkivakuutustuotteet ja Kuluttajansuoja UPE_WS \| 05093
Luovutusilmoituslomake	Tätä asiakirjaa voidaan käyttää vakuutuksen luovuttamiseen kolmannelle osapuolelle.	Utmost PanEurope	Operational Forms	Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed), Wealth Portfolio Finland		Making a change to your policy	Tätä asiakirjaa voidaan käyttää vakuutuksen luovuttamiseen kolmannelle osapuolelle. Operational Forms Luovutusilmoituslomake UPE_WS \| 05078
Maksulomake	Tällä lomakkeella voit ilmoittaa takaisinoston maksutiedot.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed), Wealth Portfolio Finland	FOS	Surrender or Claim	Tällä lomakkeella voit ilmoittaa takaisinoston maksutiedot. Operational Forms Maksulomake UPE_WS \| 05013
Palvelupalkkio-lomake	Tällä lomakkeella voidaan pyytää palvelumaksun palkkion käyttöönottoa Wealth Portfolio Finland ja Professional Portfolio vakuutuksille.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Professional Portfolio, Wealth Portfolio Finland	FOS	Making a change to your policy	Tällä lomakkeella voidaan pyytää palvelumaksun palkkion käyttöönottoa Wealth Portfolio Finland ja Professional Portfolio vakuutuksille. Operational Forms Palvelupalkkio-lomake UPE_WS \| 05008
Rekisteröityminen Service Centre verkkopalveluun	Tällä lomakkeella vakuutuksenottajat voivat rekisteröityä verkkopalveluumme.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Tällä lomakkeella vakuutuksenottajat voivat rekisteröityä verkkopalveluumme. Operational Forms Rekisteröityminen Service Centre verkkopalveluun UPE_WS \| 04432
Arvopaperisiirto	Tätä lomaketta käytetään arvopaperisiirtojen yhteydessä tarvittaessa.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Professional Portfolio, Wealth Portfolio Finland	FOS	Making a change to your policy, New Policy	Tätä lomaketta käytetään arvopaperisiirtojen yhteydessä tarvittaessa. Operational Forms Arvopaperisiirto UPE_WS \| 04434
Vision ja Advantage Vakuutusmaksuvapaa ja säännöllisten vakuutusmaksujen uudelleenaktivointi	Tätä lomaketta voidaan käyttää, jos vakuutuksenottaja haluaa ottaa vakuutusmaksuvapaan tai palauttaa säännöllisen vakuutusmaksunsa Vision tai Advantage vakuutuksille.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Future, Target, Vision (Closed)	FOS	Making a change to your policy	Tätä lomaketta voidaan käyttää, jos vakuutuksenottaja haluaa ottaa vakuutusmaksuvapaan tai palauttaa säännöllisen vakuutusmaksunsa Vision tai Advantage vakuutuksille. Operational Forms Vision ja Advantage Vakuutusmaksuvapaa ja säännöllisten vakuutusmaksujen uudelleenaktivointi UPE_WS \| 04430
Rekisteröityminen Service Centre verkkopalveluun vakuutusedustajana	Tällä lomakkeella vakuutusedustaja voi rekisteröityä verkkopalveluumme.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Tällä lomakkeella vakuutusedustaja voi rekisteröityä verkkopalveluumme. Operational Forms Rekisteröityminen Service Centre verkkopalveluun vakuutusedustajana UPE_WS \| 04431
Sijoituspäätösvallan siirtolomake	Tällä lomakkeella voidaan antaa kolmannelle osapuolelle oikeus valita sijoituskohteita Vision, Advantage, Target ja Future vakuutuksille.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Future, Target, Vision (Closed)	FOS	Making a change to your policy	Tällä lomakkeella voidaan antaa kolmannelle osapuolelle oikeus valita sijoituskohteita Vision, Advantage, Target ja Future vakuutuksille. Operational Forms Sijoituspäätösvallan siirtolomake UPE_WS \| 04428
Ilmoitus vakuutuksen panttaamisesta	Lomake jolla vakuutus voidaan pantata.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Lomake jolla vakuutus voidaan pantata. Operational Forms Ilmoitus vakuutuksen panttaamisesta UPE_WS \| 04429
Ilmoitus kadonneesta/vastaanottamattomasta vakuutuskirjasta	Lomake, jota voidaan käyttää, jos vakuutuskirja on kadonnut, tuhoutunut tai sitä ei ole koskaan vastaanotettu.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed), Wealth Portfolio Finland	FOS	Surrender or Claim	Lomake, jota voidaan käyttää, jos vakuutuskirja on kadonnut, tuhoutunut tai sitä ei ole koskaan vastaanotettu. Operational Forms Ilmoitus kadonneesta/vastaanottamattomasta vakuutuskirjasta UPE_WS \| 04410
Edunsaajamääräys	Lomake, jolla edunsaajia voidaan muuttaa/nimittää.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Lomake, jolla edunsaajia voidaan muuttaa/nimittää. Operational Forms Edunsaajamääräys UPE_WS \| 04411
Osoitteenmuutos	Lomake osoitteenmuutoksesta ilmoittamiseksi.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Lomake osoitteenmuutoksesta ilmoittamiseksi. Operational Forms Osoitteenmuutos UPE_WS \| 04408
Ilmoitus Verosääntöjen Noudattamisesta Yksityisasiakkaille (Tax Declaration and Self-Certification for Individuals) – Bilingual FI/EN	The Tax Declaration and Self-Certification form should be completed in order to accurately report your policy under the relevant Tax Information Exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for Individual investors only.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy, New Policy	The Tax Declaration and Self-Certification form should be completed in order to accurately report your policy under the relevant Tax Information Exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for Individual investors only. Operational Forms Ilmoitus Verosääntöjen Noudattamisesta Yksityisasiakkaille (Tax Declaration and Self-Certification for Individuals) – Bilingual FI/EN UPE_WS \| 04409
Nimikirjoituksen Vahvistaminen Käsialanäyte	Lomake, jolla muuttunut nimikirjoitus voidaan vahvistaa.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed), Wealth Portfolio Finland	FOS	Making a change to your policy	Lomake, jolla muuttunut nimikirjoitus voidaan vahvistaa. Operational Forms Nimikirjoituksen Vahvistaminen Käsialanäyte UPE_WS \| 04324
Takaisinostopyyntö	Lomake takaisinostojen tekemiseen.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed), Wealth Portfolio Finland	FOS	Surrender or Claim	Lomake takaisinostojen tekemiseen. Operational Forms Takaisinostopyyntö UPE_WS \| 04290
Kaupankäyntiohjeet	Lomake kaupankäyntiohjeiden antamiseen Wealth Portfolio Finland ja Professional Portfolio vakuutuksille.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Professional Portfolio, Wealth Portfolio Finland	FOS	Making a change to your policy, New Policy	Lomake kaupankäyntiohjeiden antamiseen Wealth Portfolio Finland ja Professional Portfolio vakuutuksille. Operational Forms Kaupankäyntiohjeet UPE_WS \| 04288
Jatkuvan maksun muutos ja ylimääräiset kertamaksut	Lomake jatkuvien vakuutusmaksujen summan muuttamiseen ja/tai lisämaksujen tekemiseen.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed)	FOS	Making a change to your policy	Lomake jatkuvien vakuutusmaksujen summan muuttamiseen ja/tai lisämaksujen tekemiseen. Operational Forms Jatkuvan maksun muutos ja ylimääräiset kertamaksut UPE_WS \| 04289
Kuolemantapauskorvaushakemus	Kuolemantapauskorvaushakemus.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Professional Portfolio, Vision (Closed)	FOS	Surrender or Claim	Kuolemantapauskorvaushakemus. Operational Forms Kuolemantapauskorvaushakemus UPE_WS \| 04287
Corporate Infographic – Millainen Yhtiö Olemme?	Tiivistelmä Utmost Wealth Solutions yhtiöstä	Utmost PanEurope	Product Guides/Brochures/Snapshots and Training Materials	Finnish (FI)	Advantage Corporate (Closed), Future, Professional Portfolio, Target, Vision (Closed)	FOS	New Policy	Tiivistelmä Utmost Wealth Solutions yhtiöstä Product Guides/Brochures/Snapshots and Training Materials Corporate Infographic – Millainen Yhtiö Olemme? UPE_WS \| 04286
Target ja Future Peruuttamisilmoitus	Peruuttamisilmoituksella vakuutuksenottajat voivat peruuttaa Target ja Future vakuutuksensa 30 päivän sisällä siitä, kun he ovat vastaanottaneet vakuutuskirjan.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Advantage Corporate (Closed), Future, Target, Vision (Closed), Vision Alexandria (Closed), Vision Alexandria Over 60s (Closed)	FOS	New Policy	Peruuttamisilmoituksella vakuutuksenottajat voivat peruuttaa Target ja Future vakuutuksensa 30 päivän sisällä siitä, kun he ovat vastaanottaneet vakuutuskirjan. Operational Forms Target ja Future Peruuttamisilmoitus UPE_WS \| 04252
Vision ja Advantage Finland Rahastojen vaihto tai vakuutusmaksun uudelleenohjaus	Lomake rahastojen vaihtoon tai uudelleenohjaukseen Vision ja Advantage vakuutuksille.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Vision (Closed)	FOS	Making a change to your policy	Lomake rahastojen vaihtoon tai uudelleenohjaukseen Vision ja Advantage vakuutuksille. Operational Forms Vision ja Advantage Finland Rahastojen vaihto tai vakuutusmaksun uudelleenohjaus UPE_WS \| 04285
Vakuutus Kiinteistörahastojen Kaupankäyntitiheys (Declaration for Real Estate / Real Asset Funds Dealing Frequency)	Vakuutus Kiinteistörahastojen Kaupankäyntitiheys (Declaration for Real Estate / Real Asset Funds Dealing Frequency)	Utmost PanEurope	Operational Forms	English (EN)	Wealth Portfolio Finland		New Policy	Vakuutus Kiinteistörahastojen Kaupankäyntitiheys (Declaration for Real Estate / Real Asset Funds Dealing Frequency) Operational Forms Vakuutus Kiinteistörahastojen Kaupankäyntitiheys (Declaration for Real Estate / Real Asset Funds Dealing Frequency) UPE PR 12894
Ilmoitus Verosääntöjen Noudattamisesta Oikeushenkilöille (Tax Declaration and Self-Certification for Entity Investors) Bilingual FI/EN	The Tax Declaration and Self-Certification form should be completed in order to accurately report your policy under the relevant Tax Information Exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for Entity investors such as, companies, corporate trusts or foundations.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS	Making a change to your policy, New Policy	The Tax Declaration and Self-Certification form should be completed in order to accurately report your policy under the relevant Tax Information Exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for Entity investors such as, companies, corporate trusts or foundations. Operational Forms Ilmoitus Verosääntöjen Noudattamisesta Oikeushenkilöille (Tax Declaration and Self-Certification for Entity Investors) Bilingual FI/EN UPE PR 12865
ELÄKE-ETUUSMAKSULOMAKE (PENSION BENEFIT PAYMENT FORM)	ELÄKE-ETUUSMAKSULOMAKE (PENSION BENEFIT PAYMENT FORM) for Future /Advantage (Corporate)	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Future		Making a change to your policy	ELÄKE-ETUUSMAKSULOMAKE (PENSION BENEFIT PAYMENT FORM) for Future /Advantage (Corporate) Operational Forms ELÄKE-ETUUSMAKSULOMAKE (PENSION BENEFIT PAYMENT FORM) UPE PR 12869
Never Received or Lost Policy Schedule Declaration (EN)	Utmost Pan Europe dac Never Received or Lost Policy Schedule Declaration	Utmost PanEurope	Operational Forms	English (EN)	Apex (France), Apex (Portugal), Non Product Specific, Private Wealth Portfolio - Italy, Private Wealth Portfolio - Portugal, Private Wealth Portfolio - Spain, Private Wealth Portfolio - UK, Private Wealth Portfolio (PWP) France, Selection, Target	FOS	Surrender or Claim	Utmost Pan Europe dac Never Received or Lost Policy Schedule Declaration Operational Forms Never Received or Lost Policy Schedule Declaration (EN) UPE PR 12847
Client Information and Change of Details Form	This form is intended for most Utmost PanEurope dac customers who wish to inform us of any changes to their personal details, such as name, specimen signature, address, email address or telephone number.	Utmost PanEurope	Operational Forms	English (EN)	Non Product Specific	FOS	Making a change to your policy	This form is intended for most Utmost PanEurope dac customers who wish to inform us of any changes to their personal details, such as name, specimen signature, address, email address or telephone number. Operational Forms Client Information and Change of Details Form UPE PR 12682
Wealth Portfolio Finland Lisäsijoituslomake	Lomake lisämaksun tekemiseen Wealth Portfolio Finland vakuuutukseen.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Wealth Portfolio Finland	FOS	Making a change to your policy	Lomake lisämaksun tekemiseen Wealth Portfolio Finland vakuuutukseen. Operational Forms Wealth Portfolio Finland Lisäsijoituslomake UPE PR 12659
Wealth Portfolio Finland Kapitalisaatiosopimus Kulurakenne E Avaintietoasiakirja	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita.	Utmost PanEurope	Key Information Document	Finnish (FI)	Wealth Portfolio Finland	FOS	New Policy	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita. Key Information Document Wealth Portfolio Finland Kapitalisaatiosopimus Kulurakenne E Avaintietoasiakirja UPE PR 12516
Wealth Portfolio Finland Henkivakuutussopimus Kulurakenne E Avaintietoasiakirja	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita.	Utmost PanEurope	Key Information Document	Finnish (FI)	Wealth Portfolio Finland	FOS	New Policy	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita. Key Information Document Wealth Portfolio Finland Henkivakuutussopimus Kulurakenne E Avaintietoasiakirja UPE PR 12515
Wealth Portfolio Finland Henkivakuutussopimus Kulurakenteet A-D Avaintietoasiakirja	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita.	Utmost PanEurope	Key Information Document	Finnish (FI)	Wealth Portfolio Finland	FOS	New Policy	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita. Key Information Document Wealth Portfolio Finland Henkivakuutussopimus Kulurakenteet A-D Avaintietoasiakirja UPE PR 12513
Wealth Portfolio Finland Kapitalisaatiosopimus Kulurakenteet A-D Avaintietoasiakirja	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita.	Utmost PanEurope	Key Information Document	Finnish (FI)	Wealth Portfolio Finland	FOS	New Policy	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita. Key Information Document Wealth Portfolio Finland Kapitalisaatiosopimus Kulurakenteet A-D Avaintietoasiakirja UPE PR 12514
Target 10 vuotta Avaintietoasiakirja	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita.	Utmost PanEurope	Key Information Document	Finnish (FI)	Target	FOS	New Policy	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita. Key Information Document Target 10 vuotta Avaintietoasiakirja UPE PR 12511
Target 15 vuotta Avaintietoasiakirja	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita.	Utmost PanEurope	Key Information Document	Finnish (FI)	Target	FOS	New Policy	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Laissa säädettyjen tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, tuottoja ja mahdollisia tappioita. Key Information Document Target 15 vuotta Avaintietoasiakirja UPE PR 12512
Wealth Portfolio Finland Varainhoitajan tai valtuutetun säilytyspankin nimittäminen	Lomake täyden valtakirjan varainhoitajan tai valtuutetun säilytyspankin nimittämiseen Wealth Portfolio Finland vakuutukseen.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Wealth Portfolio Finland		Making a change to your policy, New Policy	Lomake täyden valtakirjan varainhoitajan tai valtuutetun säilytyspankin nimittämiseen Wealth Portfolio Finland vakuutukseen. Operational Forms Wealth Portfolio Finland Varainhoitajan tai valtuutetun säilytyspankin nimittäminen UPE PR 12507
Wealth Portfolio Finland Tuoteopas Kulurakenne E	Wealth Portfolio Finland tuoteopas kulurakenteelle E.	Utmost PanEurope	Product Guides/Brochures/Snapshots and Training Materials	Finnish (FI)	Wealth Portfolio Finland	FOS	Addition to your Policy, New Policy	Wealth Portfolio Finland tuoteopas kulurakenteelle E. Product Guides/Brochures/Snapshots and Training Materials Wealth Portfolio Finland Tuoteopas Kulurakenne E UPE PR 12475
Wealth Portfolio Finland Tuoteopas Kulurakenne A-D	Wealth Portfolio Finland tuoteopas kulurakenteille A-D.	Utmost PanEurope	Product Guides/Brochures/Snapshots and Training Materials	Finnish (FI)	Wealth Portfolio Finland	FOS	Addition to your Policy, New Policy	Wealth Portfolio Finland tuoteopas kulurakenteille A-D. Product Guides/Brochures/Snapshots and Training Materials Wealth Portfolio Finland Tuoteopas Kulurakenne A-D UPE PR 12476
Wealth Portfolio Finland Hakemuslomake	Wealth Portfolio Finland hakemuslomake.	Utmost PanEurope	Application Form	Finnish (FI)	Wealth Portfolio Finland		New Policy	Wealth Portfolio Finland hakemuslomake. Application Form Wealth Portfolio Finland Hakemuslomake UPE PR 12471
Wealth Portfolio Finland Vakuutusehdot	Wealth Portfolio Finland vakuutusehdot.	Utmost PanEurope	Policy Conditions	Finnish (FI)	Wealth Portfolio Finland	FOS	New Policy	Wealth Portfolio Finland vakuutusehdot. Policy Conditions Wealth Portfolio Finland Vakuutusehdot UPE PR 12465
Target ja Future Maksuvapaapyyntö	Lomake vakuutusmaksukauden aikana pyydettävälle maksuvapaalle.	Utmost PanEurope	Operational Forms	English (EN), Finnish (FI)	Future, Target		Making a change to your policy, Surrender or Claim	Lomake vakuutusmaksukauden aikana pyydettävälle maksuvapaalle. Operational Forms Target ja Future Maksuvapaapyyntö UPE PR 12434
Target 5 vuotta Avaintietoasiakirja	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Näiden lakisääteisten tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, mahdollisia voittoja ja tappioita.	Utmost PanEurope	Key Information Document	Finnish (FI)	Target	FOS	New Policy	Tämä asiakirja sisältää keskeiset tiedot tästä sijoitustuotteesta. Näiden lakisääteisten tietojen tarkoituksena on selventää tuotteen ominaisuuksia, riskejä, kustannuksia, mahdollisia voittoja ja tappioita. Key Information Document Target 5 vuotta Avaintietoasiakirja UPE PR 00134
Target Tuoteopas FI	Tuoteoppaasta löytyvät Target vakuutuksen ominaisuudet.	Utmost PanEurope	Product Guides/Brochures/Snapshots and Training Materials	Finnish (FI)	Target	FOS	New Policy	Tuoteoppaasta löytyvät Target vakuutuksen ominaisuudet. Product Guides/Brochures/Snapshots and Training Materials Target Tuoteopas FI UPE PR 00116
Future Tuoteopas	Tuoteoppaasta löytyvät Future vakuutuksen ominaisuudet.	Utmost PanEurope	Product Guides/Brochures/Snapshots and Training Materials	Finnish (FI)	Future	FOS	Addition to your Policy, New Policy	Tuoteoppaasta löytyvät Future vakuutuksen ominaisuudet. Product Guides/Brochures/Snapshots and Training Materials Future Tuoteopas UPE PR 00115
Irish VAT Exemption	The purpose of this note is to outline the technical basis underpinning the Irish VAT exemption in the Irish tax legislation and the Irish Revenue guidance notes.	Utmost PanEurope	Tax and regulatory Literature/technical sales aids and literature	English (EN)	Non Product Specific	FOS	New Policy	The purpose of this note is to outline the technical basis underpinning the Irish VAT exemption in the Irish tax legislation and the Irish Revenue guidance notes. Tax and regulatory Literature/technical sales aids and literature Irish VAT Exemption UPE PR 00099
Target Vakuutusehdot	Target vakuutusehdot.	Utmost PanEurope	Policy Conditions	Finnish (FI)	Target		New Policy	Target vakuutusehdot. Policy Conditions Target Vakuutusehdot UPE PR 00081
Future Vakuutusehdot	Future vakuutusehdot.	Utmost PanEurope	Policy Conditions	Finnish (FI)	Future		New Policy	Future vakuutusehdot. Policy Conditions Future Vakuutusehdot UPE PR 00082
Key Information Document (‘KID’)	This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses.	Utmost Luxembourg S.A	Key Information Document	English (EN)	Private Client Portfolio	FOS		This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses. Key Information Document Key Information Document (‘KID’) ULU_KID_LU_FI_EUR_PCP_EN PR
Avaintietoasiakirja	This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses.	Utmost Luxembourg S.A	Key Information Document	Finnish (FI)	Private Client Portfolio	FOS		This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses. Key Information Document Avaintietoasiakirja ULU_KID_LU_FI_EUR_PCP_FI PR
Key Information Document (‘KID’)	This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses.	Utmost Luxembourg S.A	Key Information Document	English (EN)	Capitalisation Bond	FOS		This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses. Key Information Document Key Information Document (‘KID’) ULU_KID_LU_FI_EUR_Capbond_EN PR
Avaintietoasiakirja	This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses.	Utmost Luxembourg S.A	Key Information Document	Finnish (FI)	Capitalisation Bond	FOS		This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product’s features, risks, costs, potential gains and losses. Key Information Document Avaintietoasiakirja ULU_KID_LU_FI_EUR_Capbond_FI PR
Switch Authorisation	Use this form to authorise the Insurer to perform switches of investments on your policy/contract – Finland	Utmost Luxembourg S.A	Surrender/Claim/Withdrawal/Switch	English (EN)	Non Product Specific	FOS		Use this form to authorise the Insurer to perform switches of investments on your policy/contract – Finland Surrender/Claim/Withdrawal/Switch Switch Authorisation ULU PCON1571
Lisäsijoituslomake / Additional Premium form	Use this form for an addition to your policy/contract – Finland	Utmost Luxembourg S.A	Top Up/Additional Investment	English (EN), Finnish (FI)	Non Product Specific	FOS	Addition to your Policy	Use this form for an addition to your policy/contract – Finland Top Up/Additional Investment Lisäsijoituslomake / Additional Premium form ULU PCON1563
Olemassa olevan Sisäisen kohdistetun rahaston tärkeimpien ominaisuuksien muutos / Change of the main characteristics of an existing Internal Dedicated Fund	Use this form to request a change to one or more key characteristics of an Internal Dedicated Fund; such as Change of Fund Manager and Custodian Bank	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to request a change to one or more key characteristics of an Internal Dedicated Fund; such as Change of Fund Manager and Custodian Bank Operational Forms Olemassa olevan Sisäisen kohdistetun rahaston tärkeimpien ominaisuuksien muutos / Change of the main characteristics of an existing Internal Dedicated Fund ULU PCON1558
ASUINOSOITE JA VIESTINTÄVÄLINEET / RESIDENTIAL ADDRESS AND MEANS OF COMMUNICATION	Use this form to request a change of communication means; change of address; change of correspondence address and consent to the use of electronic signatures	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to request a change of communication means; change of address; change of correspondence address and consent to the use of electronic signatures Operational Forms ASUINOSOITE JA VIESTINTÄVÄLINEET / RESIDENTIAL ADDRESS AND MEANS OF COMMUNICATION ULU PCON1522
Lisähenkivakuutettu – Vakuutuksenottajan Pyyntö / Additional Life Assured – Policyholder’s Request	Annex to add additional Life Assureds to the contract/policy	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Annex to add additional Life Assureds to the contract/policy Operational Forms Lisähenkivakuutettu – Vakuutuksenottajan Pyyntö / Additional Life Assured – Policyholder’s Request ULU PCON1480
Edunsaajamääräyksen Muutoslomake / Change of Beneficiary Nomination	Use this form to request a change of Beneficiary – Finland	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to request a change of Beneficiary – Finland Operational Forms Edunsaajamääräyksen Muutoslomake / Change of Beneficiary Nomination ULU PCON1479
Dealing Request Form SELL/BUY Orders	Use this form for dealing purposes – Finland	Utmost Luxembourg S.A	Investment literature/Strategies	English (EN)	Non Product Specific	FOS		Use this form for dealing purposes – Finland Investment literature/Strategies Dealing Request Form SELL/BUY Orders ULU PCON1438
Partial surrender request	Use this form to request a withdrawal from your policy/contract – Finland	Utmost Luxembourg S.A	Surrender/Claim/Withdrawal/Switch	English (EN)	Non Product Specific	FOS		Use this form to request a withdrawal from your policy/contract – Finland Surrender/Claim/Withdrawal/Switch Partial surrender request ULU PCON1421
Surrender request	Use this form to request the surrender of your policy/contract – Finland	Utmost Luxembourg S.A	Surrender/Claim/Withdrawal/Switch	English (EN)	Non Product Specific	FOS		Use this form to request the surrender of your policy/contract – Finland Surrender/Claim/Withdrawal/Switch Surrender request ULU PCON1420
Switch form	Use this form to request a switch of investments on your policy/contract – Finland (English version)	Utmost Luxembourg S.A	Surrender/Claim/Withdrawal/Switch	English (EN)	Non Product Specific	FOS		Use this form to request a switch of investments on your policy/contract – Finland (English version) Surrender/Claim/Withdrawal/Switch Switch form ULU PCON1409
Switch form – Capitalisation Contract	Use this form to request a switch of investments on your Capitalisation policy/contract – Finland (English version)	Utmost Luxembourg S.A	Surrender/Claim/Withdrawal/Switch	English (EN)	Non Product Specific	FOS		Use this form to request a switch of investments on your Capitalisation policy/contract – Finland (English version) Surrender/Claim/Withdrawal/Switch Switch form – Capitalisation Contract ULU PCON1410
Request for Change of Investment Manager to the Policyholder as Investment Manager	Use this form to request a change of Investment Manager to Policyholder as Investment Manager – Finland	Utmost Luxembourg S.A	Operational Forms	English (EN)	Non Product Specific	FOS		Use this form to request a change of Investment Manager to Policyholder as Investment Manager – Finland Operational Forms Request for Change of Investment Manager to the Policyholder as Investment Manager ULU PCON1251
Declaration as to Loss of Policy Schedule	Form to be used to declare the loss of policy documents – Finland	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN)	Non Product Specific	FOS		Form to be used to declare the loss of policy documents – Finland Client Letters/Indemnity/Data Protection Declaration as to Loss of Policy Schedule ULU PCON1041
Rahastonvaihtolomake	Use this form to request a switch of investments on your policy/contract – Finland (Finnish version)	Utmost Luxembourg S.A	Surrender/Claim/Withdrawal/Switch	Finnish (FI)	Non Product Specific	FOS		Use this form to request a switch of investments on your policy/contract – Finland (Finnish version) Surrender/Claim/Withdrawal/Switch Rahastonvaihtolomake ULU PCON1032
Kuolintapaus / Death Claim	Use this form to initiate a death claim – Finland	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS	Surrender or Claim	Use this form to initiate a death claim – Finland Operational Forms Kuolintapaus / Death Claim ULU PCON1006
Connect Dealing Finland	This guide provides information on how to sign in and use the Connect platform to give dealing instructions	Utmost Luxembourg S.A	Guides and Supporting Documents	English (EN)	Non Product Specific	FOE FOS		This guide provides information on how to sign in and use the Connect platform to give dealing instructions Guides and Supporting Documents Connect Dealing Finland ULU MARK2053
Itse sertifiointi / Self-Certification	Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders.	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Private Client Portfolio	FOS		Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders. Operational Forms Itse sertifiointi / Self-Certification ULU CONT4807
Automaattinen Tietojenvaihto – Itsesertifiointi / Automatic Exchange of Information – Self-Certification	Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders.	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Private Client Portfolio	FOS		Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders. Operational Forms Automaattinen Tietojenvaihto – Itsesertifiointi / Automatic Exchange of Information – Self-Certification ULU CONT4693
FOR NON-EXCLUSIVE AGENTS – Esitietolomake / Fact find – Asiamiehille / Agent version – Yritykselle/Company	Fact Find for NON-EXCLUSIVE AGENTS for the Finnish market; dedicated to CORPORATE ENTITIES subscribing. To be used in combination with the new business application forms for this market.	Utmost Luxembourg S.A	Fact Find	English (EN), Finnish (FI)	Capitalisation Bond	FOS	New Business Pack	Fact Find for NON-EXCLUSIVE AGENTS for the Finnish market; dedicated to CORPORATE ENTITIES subscribing. To be used in combination with the new business application forms for this market. Fact Find FOR NON-EXCLUSIVE AGENTS – Esitietolomake / Fact find – Asiamiehille / Agent version – Yritykselle/Company ULU CONT4301
Esitietolomake / Fact find – Asiamiehille / Agent version – Yksityishenkilö/Natural Person	Fact Find for AGENTS for the Finnish market; dedicated to NATURAL PERSONS subscribing. To be used in combination with the new business application forms for this market.	Utmost Luxembourg S.A	Fact Find	English (EN), Finnish (FI)	Private Client Portfolio	FOS	New Business Pack	Fact Find for AGENTS for the Finnish market; dedicated to NATURAL PERSONS subscribing. To be used in combination with the new business application forms for this market. Fact Find Esitietolomake / Fact find – Asiamiehille / Agent version – Yksityishenkilö/Natural Person ULU CONT4300
Automaattinen Tietojenvaihto – Kontrollovia Henkilöitä Koskeva Todistuslomake	Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for controlling persons.	Utmost Luxembourg S.A	Operational Forms	Finnish (FI)	Non Product Specific	FOS		Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for controlling persons. Operational Forms Automaattinen Tietojenvaihto – Kontrollovia Henkilöitä Koskeva Todistuslomake ULU CONT4267
Automaattinen Tietojenvaihto – Yksiköitä Koskeva Todistuslomake	Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for corporate applications.	Utmost Luxembourg S.A	Operational Forms	Finnish (FI)	Private Client Portfolio	FOS		Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for corporate applications. Operational Forms Automaattinen Tietojenvaihto – Yksiköitä Koskeva Todistuslomake ULU CONT4255
Capitalisation Bond – Tuoteominaisuudet / Product Features	These are the Product Features related to the Capitalisation Bond product – Finland	Utmost Luxembourg S.A	Product Guides/Brochures/Snapshots and Training Materials	English (EN), Finnish (FI)	Private Client Portfolio	FOS	New Policy	These are the Product Features related to the Capitalisation Bond product – Finland Product Guides/Brochures/Snapshots and Training Materials Capitalisation Bond – Tuoteominaisuudet / Product Features ULU CONT3586
Capitalisation Bond – Liite: Sisäisten yhteisrahastojen luettelo / Appendix: list of available Internal Collective Funds	List of available Internal Collective Funds for the Private Client Portfolio product – Finland	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		List of available Internal Collective Funds for the Private Client Portfolio product – Finland Operational Forms Capitalisation Bond – Liite: Sisäisten yhteisrahastojen luettelo / Appendix: list of available Internal Collective Funds ULU CONT3555
Uusi Erityisvakuutusrahasto / New Specialised Assurance Fund	Annex to add additional Specialised Assurance Funds to the contract/policy	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Private Client Portfolio	FOS	New Policy	Annex to add additional Specialised Assurance Funds to the contract/policy Operational Forms Uusi Erityisvakuutusrahasto / New Specialised Assurance Fund ULU CONT3476
Vaatimus Asiakasluokan alentamisesta – Demand for Client Category Downgrade	Use this form to request a downgrade of your investment category	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to request a downgrade of your investment category Operational Forms Vaatimus Asiakasluokan alentamisesta – Demand for Client Category Downgrade ULU CONT3454
Pyyntö Asiakasluokan korottamisesta / Request for Client Category Upgrade	Use this form to request a upgrade of your investment category	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to request a upgrade of your investment category Operational Forms Pyyntö Asiakasluokan korottamisesta / Request for Client Category Upgrade ULU CONT3455
Appendix: Investment Rules for Internal Funds – Life assurance policy	Table of Luxembourg Investment Rules	Utmost Luxembourg S.A	Investment literature/Strategies	English (EN), Finnish (FI)	Non Product Specific	FOS		Table of Luxembourg Investment Rules Investment literature/Strategies Appendix: Investment Rules for Internal Funds – Life assurance policy ULU CONT3419
Appendix: Investment Rules for Internal Funds – Capitalisation contract	Table of Luxembourg Investment Rules – Capitalisation Bond – Finland	Utmost Luxembourg S.A	Investment literature/Strategies	English (EN), Finnish (FI)	Non Product Specific	FOS		Table of Luxembourg Investment Rules – Capitalisation Bond – Finland Investment literature/Strategies Appendix: Investment Rules for Internal Funds – Capitalisation contract ULU CONT3420
Tietosuojaseloste / Privacy Notice	Privacy Notice – Finnish/English version	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Privacy Notice – Finnish/English version Client Letters/Indemnity/Data Protection Tietosuojaseloste / Privacy Notice ULU CONT3346-WEB
Tiedoksianto Liittyen Henkilötietosuojaan / Declaration with regard to Personal Data Protection	Privacy Notice – Finnish/English version – Finland	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Privacy Notice – Finnish/English version – Finland Client Letters/Indemnity/Data Protection Tiedoksianto Liittyen Henkilötietosuojaan / Declaration with regard to Personal Data Protection ULU CONT3346
Privacy Notice	Privacy Notice – English version	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN)	Non Product Specific	FOS		Privacy Notice – English version Client Letters/Indemnity/Data Protection Privacy Notice ULU CONT3337-WEB
Sijoitusprofiili (Poikkeama)	Use this form to request a deviation from your investment profile	Utmost Luxembourg S.A	Investment literature/Strategies	Finnish (FI)	Non Product Specific	FOS		Use this form to request a deviation from your investment profile Investment literature/Strategies Sijoitusprofiili (Poikkeama) ULU CONT3072
Sijoitusprofiili ja soveltuvuusarviointi / Investment Profile and Suitability Assessment	Use this form to complete an investment profile questionnaire and request a deviation from your investment profile	Utmost Luxembourg S.A	Investment literature/Strategies	English (EN), Finnish (FI)	Private Client Portfolio	FOS	Addition to your Policy	Use this form to complete an investment profile questionnaire and request a deviation from your investment profile Investment literature/Strategies Sijoitusprofiili ja soveltuvuusarviointi / Investment Profile and Suitability Assessment ULU CONT3054
TIETOJEN LUOVUTUSSOPIMUS / INFORMATION DISCLOSURE AGREEMENT	Information Disclosure Agreement	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Information Disclosure Agreement Client Letters/Indemnity/Data Protection TIETOJEN LUOVUTUSSOPIMUS / INFORMATION DISCLOSURE AGREEMENT ULU CONT2862
TIETOJEN LUOVUTUSSOPIMUS / INFORMATION DISCLOSURE AGREEMENT	Information Disclosure Agreement	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Information Disclosure Agreement Client Letters/Indemnity/Data Protection TIETOJEN LUOVUTUSSOPIMUS / INFORMATION DISCLOSURE AGREEMENT ULU CONT2863
Request for Change of Life Cover	Use this form to request a change of life cover	Utmost Luxembourg S.A	Operational Forms	English (EN)	Non Product Specific	FOS		Use this form to request a change of life cover Operational Forms Request for Change of Life Cover ULU CONT2732
Automatic Exchange of Information – Self-Certification for Controlling Persons	Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for controlling persons.	Utmost Luxembourg S.A	Operational Forms	English (EN)	Non Product Specific	FOS		Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for controlling persons. Operational Forms Automatic Exchange of Information – Self-Certification for Controlling Persons ULU CONT2599
Automatic Exchange of Information – Self-Certification for Individuals	Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders.	Utmost Luxembourg S.A	Operational Forms	English (EN)	Non Product Specific	FOS		Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for individual policyholders. Operational Forms Automatic Exchange of Information – Self-Certification for Individuals ULU CONT2593
Automatic Exchange of Information – Self-Certification for Entities	Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for corporate applications.	Utmost Luxembourg S.A	Operational Forms	English (EN)	Non Product Specific	FOS		Please complete this form in order that we can accurately report your policy under the relevant tax information exchange agreements, including Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) regulations. This form should be used for corporate applications. Operational Forms Automatic Exchange of Information – Self-Certification for Entities ULU CONT2596
Pyyntö vakuutuksenottajaluokan korottamisesta / Request for Policyholder Category Upgrade	Use this form to request a upgrade of your investment category	Utmost Luxembourg S.A	Investment literature/Strategies	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to request a upgrade of your investment category Investment literature/Strategies Pyyntö vakuutuksenottajaluokan korottamisesta / Request for Policyholder Category Upgrade ULU CONT2524
Vaatimus vakuutuksenottajaluokan alentamisesta / Demand for Policyholder Category Downgrade	Use this form to request a downgrade of your investment category	Utmost Luxembourg S.A	Investment literature/Strategies	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to request a downgrade of your investment category Investment literature/Strategies Vaatimus vakuutuksenottajaluokan alentamisesta / Demand for Policyholder Category Downgrade ULU CONT2513
Vakuutus ”Ei Yhdysvaltalainen Henkilö” Asemasta / Declaration of “Non-U.S. Person” Status	Use this form to declare a status of “Non-U.S. Person” for the Liberté Capitalisation product – France	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to declare a status of “Non-U.S. Person” for the Liberté Capitalisation product – France Operational Forms Vakuutus ”Ei Yhdysvaltalainen Henkilö” Asemasta / Declaration of “Non-U.S. Person” Status ULU CONT2039
Eta-alueen ulkopuolella olevan säilyttäjäpankin / Custodian Bank located outside the EEA	Declaration for the Use of a Custodian Bank located outside of the EEA – Finnish Capitalisation Bond product	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Declaration for the Use of a Custodian Bank located outside of the EEA – Finnish Capitalisation Bond product Client Letters/Indemnity/Data Protection Eta-alueen ulkopuolella olevan säilyttäjäpankin / Custodian Bank located outside the EEA ULU CONT2034
Capitalisation Bond – Yleiset Ehdot (202407) / General Conditions (202407)	Stand-alone version of General Conditions for the Capitalisation Bond product – Finland	Utmost Luxembourg S.A	Policy Conditions	English (EN), Finnish (FI)	Private Client Portfolio	FOS		Stand-alone version of General Conditions for the Capitalisation Bond product – Finland Policy Conditions Capitalisation Bond – Yleiset Ehdot (202407) / General Conditions (202407) ULU CONT1907
Private Client Portfolio – Yleiset Ehdot (202407)/General Conditions (202407)	Stand-alone version of General Conditions for the Private Client Portfolio product – Finland	Utmost Luxembourg S.A	Policy Conditions	English (EN), Finnish (FI)	Private Client Portfolio	FOS		Stand-alone version of General Conditions for the Private Client Portfolio product – Finland Policy Conditions Private Client Portfolio – Yleiset Ehdot (202407)/General Conditions (202407) ULU CONT1870
Capitalisation Bond	New business application form for the Capitalisation Bond product – Finland	Utmost Luxembourg S.A	Application Form	English (EN), Finnish (FI)	Capitalisation Bond	FOS	New Business Pack	New business application form for the Capitalisation Bond product – Finland Application Form Capitalisation Bond ULU CONT1864
Private Client Portfolio – Tuoteominaisuudet / Product Features	These are the Product Features related to the Private Client Portfolio product – Finland	Utmost Luxembourg S.A	Product Guides/Brochures/Snapshots and Training Materials	English (EN), Finnish (FI)	Private Client Portfolio	FOS	New Business Pack	These are the Product Features related to the Private Client Portfolio product – Finland Product Guides/Brochures/Snapshots and Training Materials Private Client Portfolio – Tuoteominaisuudet / Product Features ULU CONT1830
Vahvistus Verosääntöjen Noudattamisesta – Capitalisation Bond (PH) / Tax Compliance Certification	Stand-alone Tax Compliance Certification form – Finnish Capitalisation Bond product	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Stand-alone Tax Compliance Certification form – Finnish Capitalisation Bond product Client Letters/Indemnity/Data Protection Vahvistus Verosääntöjen Noudattamisesta – Capitalisation Bond (PH) / Tax Compliance Certification ULU CONT1832
Vahvistus Verosääntöjen Noudattamisesta (PH) / Tax Compliance Certification	Stand-alone Tax Compliance Certification form – Finland	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Stand-alone Tax Compliance Certification form – Finland Client Letters/Indemnity/Data Protection Vahvistus Verosääntöjen Noudattamisesta (PH) / Tax Compliance Certification ULU CONT1829
Lainvalinta / Choice of Law	Use this form to perform a choice of law	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to perform a choice of law Operational Forms Lainvalinta / Choice of Law ULU CONT1792
Private Client Portfolio	New business application form for the Private Client Portfolio product – Finland	Utmost Luxembourg S.A	Application Form	English (EN), Finnish (FI)	Private Client Portfolio	FOS	New Business Pack	New business application form for the Private Client Portfolio product – Finland Application Form Private Client Portfolio ULU CONT1731
Vakuutus ”Ei Yhdysvaltalainen Henkilö” Asemasta / Declaration of “Non-U.S. Person” Status	Use this form to declare a status of “Non-U.S. Person”	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Use this form to declare a status of “Non-U.S. Person” Operational Forms Vakuutus ”Ei Yhdysvaltalainen Henkilö” Asemasta / Declaration of “Non-U.S. Person” Status ULU CONT1638
Hyväksyntä Erityissijoituksille	Stand-alone Notice on the risks of acceptance when investing in Specialised Investments – Finland	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Stand-alone Notice on the risks of acceptance when investing in Specialised Investments – Finland Client Letters/Indemnity/Data Protection Hyväksyntä Erityissijoituksille ULU CONT1587
Eta-alueen ulkopuolella oleva säilyttäjäpankki / Custodian Bank located outside the EEA	Declaration for the Use of a Custodian Bank located outside of the EEA – Finland	Utmost Luxembourg S.A	Client Letters/Indemnity/Data Protection	English (EN), Finnish (FI)	Non Product Specific	FOS		Declaration for the Use of a Custodian Bank located outside of the EEA – Finland Client Letters/Indemnity/Data Protection Eta-alueen ulkopuolella oleva säilyttäjäpankki / Custodian Bank located outside the EEA ULU CONT1435
Asiakirjojen sähköisessä allekirjoittamisessa käytettävien asiakkaan yhteystietojen vahvistaminen / Confirmation of Client contact details used for the Electronic Signing of documents	Confirmation of Client contact details used for the Electronic Signing of documents	Utmost Luxembourg S.A	Operational Forms	English (EN), Finnish (FI)	Non Product Specific	FOS		Confirmation of Client contact details used for the Electronic Signing of documents Operational Forms Asiakirjojen sähköisessä allekirjoittamisessa käytettävien asiakkaan yhteystietojen vahvistaminen / Confirmation of Client contact details used for the Electronic Signing of documents ULU CONNECT1054
Anti-money Laundering Guide (AML)	Utmost International Isle of Man Limited, Utmost PanEurope dac, Utmost International Trustee Solutions and Utmost Worldwide Limited Anti-Money Laundering Requirements Guide ‘AML’	Utmost Wealth Solutions	Guides and Supporting Documents	English (EN)	Non Product Specific	FOS	New Policy	Utmost International Isle of Man Limited, Utmost PanEurope dac, Utmost International Trustee Solutions and Utmost Worldwide Limited Anti-Money Laundering Requirements Guide ‘AML’ Guides and Supporting Documents Anti-money Laundering Guide (AML) IOM PR 0121

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