IF YOU’RE NOT SATISFIED:
At Utmost Worldwide, we strive to maintain high standards of customer care. Unfortunately, there may be circumstances where you feel that we have not delivered to these high standards.
Where you feel it necessary to make a complaint, we will aim to resolve your complaint as effectively and fairly as possible. Your custom is important to us and we want you to be entirely satisfied with the service that you receive from us.
If you wish to make a formal complaint, please see the steps below.
How to Make A Complaint
If you are not happy with our services, products or business conduct and have a complaint about the products or services provided by us, you may lodge a complaint by writing with full details of the complaint, relevant documents which may support your complaint, your full name, plan/policy number and how we may contact you (i.e. postal address, telephone number, e-mail address, etc.). Please provide us with notice of your complaint as soon as possible.
We prefer not to deal with verbal or anonymous complaints. However, you may call us or make your complaint in person if you have any difficulties that may prevent you from making a written complaint.
How We Will Handle Your Complaint
Information in relation to your complaint will be treated as confidential. We will send a written acknowledgement to you by either email or letter within two business days.
Within thirty days from the date of receipt of the complaint, we will aim to send you either a formal response or an explanation as to why we are not in a position to resolve the issue so far, with reasons for any delays and an indication of when we expect to be able to provide a final formal response.
Complaints of a complex nature may take longer than thirty days to resolve, and may require ongoing dialogue with you. Where we are unable to reach an agreed resolution to your complaint as a final outcome of the internal complaints handling process, you are entitled to refer the complaint to the Channel Islands Financial Ombudsman or the appropriate independent body in the jurisdiction of your servicing branch.
We maintain a Complaints Register to record and monitor the status and outcome of complaints.
How to Contact Us
Please address your complaint to Utmost Worldwide Limited for the attention of the Complaints Team. Contact details are as follows:
Utmost Worldwide Limited
St. Peter Port
T: +44 (0)1481 715800
Financial Ombudsman and Similar Services
In the event that you are not happy with our final response to you, it is possible to refer your complaint within Switzerland to the Swiss Financial Market Supervisory Authority (FINMA). Please note that the Swiss Insurance Ombudsman does not deal with issues concerning branches of companies domiciled outside Switzerland.
If you are not satisfied with the outcome of your complaint within Switzerland, and your complaint relates to an act or omission on our part within the last six years, it is possible to refer your complaint to the Channel Islands Financial Ombudsman (CIFO).
Utmost Worldwide Limited, Switzerland Branch, Adliswil is registered in Switzerland as a Branch of a Foreign Company, Number CHE-477.079.694, licenced by the Swiss Financial Market Supervisory Authority (FINMA) as an insurer to carry on insurance business in Switzerland.
Utmost Worldwide Limited is incorporated in Guernsey under Company Registration No. 27151 and regulated in Guernsey as a Licensed Insurer by the Guernsey Financial Services Commission under the Insurance Business (Bailiwick of Guernsey) Law, 2002 (as amended).
Branch Registered Office: Soodmattenstrasse 4, 8134 Adliswil, Switzerland.
Registered Head Office: Utmost House, Hirzel Street, St Peter Port, Guernsey, Channel Islands GY1 4PA.