Investment Choices for ILAS policies

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Investment-linked fund prices

Notice

  1. UTM IM USD JPMorgan Asia Equity High Income (ID 97552-97555) is closed to new subscription and switch-in due to the forthcoming termination of the investment choice.
  2. The following choices corresponding to underlying derivative funds are closed to new subscription and switch-in from 23 September 2020 onwards. The prices are displayed for reference by existing clients only:
    • UTM IM USD BlackRock Emerging Markets Local Currency Bond (ID 97937, 97938, 97939, 97940)
    • UTM IM USD BlackRock GF Sustainable World Bond (ID 85154, 96727, 98032, 97657)
    • UTM IM GBP Fidelity Flexible Bond (ID 98097, 98098, 98099, 98100)
    • UTM IM USD Templeton Global Total Return (ID 97794, 97795, 97796, 97797)
    • UTM IM USD Ninety One GSF Emerging Markets Local Currency Debt (ID 97632, 97633, 97634, 97635)
  3. The following choices have been closed to any switching and subscription since 1 March 2022 due to underlying fund suspension as arisen by the current situation at Ukraine and Russia. Relevant existing holdings are not shown at the statement during the suspension period but will be reinstated once the suspension of the underlying funds is lifted. Any future regular contributions designated to those choices will be redirected to the default money-market fund choice instead.
      • UTM IM EUR BNP Paribas Russia Equity (ID 97291 – 97294)
      • UTM IM USD HSBC GIF Russia Equity (ID 97580 – 97583)
      • UTM IM USD Baring Eastern Europe (SP)*
      • UTM IM GBP Fidelity Emerging Europe, Middle East & Africa SP*

    * ID unavailable for this side-pocketing choice. The liquid assets (non Russian assets) have been transferred to a new choice which is open to switching and subscription.

  4. UTM IM USD Fidelity Global Focus (ID 98759, 98761-98763) has been added to the range of investment choices since 7 June 2024. The notice and relevant details of the investment choice are also available here for reference by the clients.

Investment-linked fund prices

View Investment-linked fund prices

Notes of administration:

  • Utmost International Isle of Man Limited may choose to offer an investment-linked fund in currency version(s) other than the base currency of the investment-linked fund as appropriate by repricing to other currency(ies) at prevailing market exchange rate. You can select the investment-linked fund only if a price in the same currency as that of your policy’s denomination currency is available.
  • Utmost International Isle of Man Limited has the discretion to cease offering any investment-linked fund from time to time due to business and regulatory considerations. The investment-linked funds which have been ceased to be offered are listed in the Notice above.
  • Utmost International Isle of Man Limited reserves the right to defer any request for switch/encashment transaction to a date considered appropriate and equitable to safeguard all policyholders, where circumstances prevent Utmost International Isle of Man Limited from calculating fair and accurate unit prices for a particular transaction.
  • Please ensure the investment-linked fund ID is provided in the switching form submitted. Utmost International Isle of Man Limited rely on the ID in processing any switch request. When submitting your switch please use the latest switching form with your wet ink signature.
  • Some of the investment-linked fund names may not be able to be displayed in full due to the limitation of number of characters that can be displayed in the table of the investment-linked fund prices on the “Morningstar Fund Quickrank” of the website and at the Online Service Centre. The full names are available by clicking “Export Excel” at the top right corner of the Quickrank. You may also refer to the table to check the corresponding name code as needed.
  • At times of termination and suspension of investment-linked funds, the default Money-market investment-linked fund will be used to redirect:
  • the existing holdings in (and where applicable, the future regular contributions allocated to) an investment-linked fund that has been terminated;
  • the future regular contributions allocated to an investment-linked that is being suspended.
  • The default Money-market investment-linked funds are (ID 87700) UTM IM GBP Ninety One GSF Sterling Money, (ID 86600) UTM IM HKD Fidelity US Dollar Cash, (ID 98561) UTM IM USD BlackRock GF US Dollar Reserve and (ID 98263) UTM IM EUR BlackRock GF Euro Reserve for policies denominated in GBP, HKD, USD and EUR respectively.