LITERATURE LIBRARY – MIDDLE EAST

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New Policy

Application Form

Data Capture Form for Submitting Business on Wealth Interactive

This form is for financial advisers to gather the necessary information from a client to input new business online.
Executive Bond and Collective Bond Application Form for Individual, Corporate and Trustee Investors

Please use this application for individual, corporate and trustee investors wishing to invest in the Executive or Collective Bond. Note that you will also need to fill out the relevant Tax Declaration and Self Certification document.
Managed Capital Account Life Application for the Corporate or Trust Investor

This form can only be used for top-ups as this product is closed to new business. Please note that you will also need to fill out the Tax Declaration and Self Certification document.
Tailored Life Plan – Application Form for individual, corporate and trustee investors

Please use this application for professional investors wishing to invest in the Tailored Life Plan. Please note that you will also need to fill out the relevant Tax Declaration and Self Certification document.
Transferring Assets to Your Bond/Account

Please use this form when transferring assets to your Plan/Bond/Policy. For use with former Quilter International Products, not for use in Hong Kong.
Wealth Portfolio Application Form (New Business)

Please use this application for individual, joint, corporate and trustee investors wishing to invest in the Wealth Portfolio with Quilter Cheviot appointed as the DAM. Please note that you will also need to fill out the relevant Tax Declaration and Self Certification document.

Guides and Supporting Documents

Anti-money Laundering and Source of Wealth Pack – Utmost PanEurope

Confirmation of the anti-money laundering and source of wealth requirements for Utmost PanEurope bonds.
Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.
Stay In Touch with your Investments with Wealth Interactive

A client brochure promoting the benefits of using Wealth Interactive.
Terms and Conditions for Utmost International’s Online Services (Financial Adviser)

Terms and Conditions for our online services to be read in conjunction with the relevant intermediary terms of business.
Utmost International Isle of Man Anti-money Laundering and Source of Wealth Requirements Guide

This document can be used as guidance for financial crime risk purposes.
Utmost International Isle of Man Intermediary Terms of Business

These Intermediary Terms of Business and the Rates of Commission govern your relationship with Utmost International Isle of Man Limited (Utmost International) and cover the way we do business with you, the Intermediary. These Intermediary Terms of Business and any documents referred to in it replace any previous Terms of Business you have with Quilter International.
Utmost Product Lifecycle Management Chart

Brief overview of the end-to-end process for Product Lifecycle Management for Utmost Wealth Solutions products of the Utmost International Group.
Wealth Interactive: Online Declaration for Isle of Man products

Wealth Interactive online declaration for Utmost International IoM products.

Marketing Collateral

Utmost Wealth Solutions Company Brochure – Adviser version

Company brochure for Utmost Wealth Solutions (Financial Adviser only).

Operational Forms (not application form)

Adding to Your Executive Wealthbuilder Account

This form can only be used for top-ups as this product is closed to new business. To be used by financial advisers, their staff or families (offered the EWA special terms). Please note that you will also need to fill out the Tax Declaration and Self Certification document, if applicable.
Beneficiary Nomination Request Form (for Accountholders Policyholders)

Beneficiary Nomination Request (for Accountholders Policyholders).
Declaration of Loss or Non-receipt of Policy Form

This declaration form can be used if your policy documents were lost, destroyed or never received.
Declaration of Non-Irish Residency

Policyholders resident outside Ireland are required by the Irish Revenue Commissioners to make the above declaration.
Digital Signature Application Form – Non UK

Digital signature application form - not for use in the UK
Intermediary Declaration Private Wealth portfolio

Intermediary Declaration Private Wealth portfolio
Know Your Client – Source of Funding and Verification of Identity

This form must be completed for all clients, trustees and corporate clients, where an application form does not already contain both a source of funding and verification of customer identity section.
Nominated asset for regular withdrawals

To ensure regular withdrawals are paid, you must select one or more asset from which the payment will be made. Alternatively, the Transaction Account can be selected to fund withdrawals. Please tick the appropriate box below
Portfolio Bond Minimum Residual Value

Published minimum residual values as at February 2021
Portfolio Bond Transaction Account Overdraft Limit

The published overdraft limit of transaction accounts for applicable portfolio bonds.
Request to Appoint a Discretionary Asset Manager (on an Advisory or Discretionary Authority)

Please use this form to appoint a discretionary asset manager on an advisory or discretionary authority.
Source of Wealth Questionnaire

This questionnaire seeks to obtain information and documentation from the adviser to establish the source of wealth of high risk clients.
Utmost International Isle of Man Limited bank details

Please use this document to find the telegraphic transfer details when transferring money to Utmost International Isle of Man Limited via Wealth Interactive.
Utmost Trustee Solution Client Agreement Form

For use with trusts incorporating a settlor's investment direction (including terms of business, current fee scales and client money information sheet).
Wealth Interactive – Master User Registration Form for Existing Firms

Please use this form to appoint a master user to Wealth Interactive for adviser firms who already have terms of business with us. The form will allow us access to a nominated master user within your firm who can then grant access to other users (including other master users within your firm).

Policy Conditions

Executive Investment Bond Policy Terms

The policy terms and conditions for the Executive Investment Bond.
Executive Redemption Bond Policy Terms

The policy terms and conditions for the Executive Redemption Bond.
International Investment Bond – Redemption Policy Terms

The policy terms for the International Investment Bond - redemption version.
WI: Online Declaration International Investment Bond – Redemption

Declaration for the International Investment Bond.

Product Guides/Brochures/Snapshots and Training Materials

Executive Bond client brochure – discerning investor

Client brochure promoting the benefits of investing in the Executive Bond.
International Investment Bond Product Brochure

This document details why the International Investment Bond provided by Utmost International Isle of Man could be an investment option for you.
Lifestyle Trust FAQs (Client)

This question and answer document aims to answer any questions a client may have about the Lifestyle Trust.
Lifestyle Trust FAQs (Intermediary)

This sales aid aims to answer any questions an Adviser may have about the Lifestyle Trust.
Tailored Life Plan Product Brochure

This product brochure provides the investor and financial adviser with information about the Tailored Life Plan before investing into this product.
Tailored Life Trust Brochure

A guide to the Tailored Life Trust with VUL
Utmost International Isle of Man Limited – Corporate Infographic – English

Utmost International Isle of Man Limited Who We Are
Why Invest in a Executive Bond?

This financial adviser guide provides the 11 key benefits for your clients investing in the Executive Bond.

Tax and regulatory Literature/technical sales aids and literature

Deemed Gains Tax on your Executive Bond if you are planning to become UK Resident and/or UK Tax Resident

This Q&A document explains deemed gains tax on an Executive Bond for individuals planning to become UK resident and/or UK tax resident.
Education sales aid

Sales aid about the cost of a child's education
Executive Bond – at a Glance – Life Assurance Version

This at a glance document highlights the main features of the Executive Investment Bond - life assurance version.
Executive Bond – at a Glance – Redemption Version

This at a glance document highlights the main features of the Executive Redemption Bond.
International Investment Bond At a Glance

This document provides an overview of the International Investment Bond.
The document shows our top six principles of investing.
Leaving the UK But Could Be Leaving UK Taxes Behind

When clients leave the UK, either permanently or for at least a full tax year, they expect to leave behind their liability for UK taxes. This document is for financial adviser use only.
Lifestyle Trust Adviser Brochure

This brochure describes how a Lifestyle Trust can provide tax-efficient benefits for your clients and those they care about.
Lifestyle Trust Client Brochure

This brochure helps explain how the Lifestyle Trust can be used for inheritance tax planning with either an Utmost International Isle of Man Limited or Utmost PanEurope dac bond.
Managed Capital Account – at a Glance – Redemption Version (English)

This at a Glance Document Highlights the Main Features of the Managed Capital Account - Redemption Version.
Non-Resident Indian Estate Planning

A client-facing guide to using an offshore bond for estate planning for non-resident Indian investors.
Qualifying Non-UK Pension Scheme Brochure – for a Flexible Future

The brochure provides the benefits of a Qualifying Non-UK Pension Scheme.
Solutions for Structured Wealth Planning Brochure

This document can be used for people looking to grow, preserve and transfer their wealth to the next generation.
Stockbroker and custody charges

This sales aid shows the stockbroker and custody charges that may apply on Portfolio Bonds.
Tailored Life Plan at a glance

This document provides a summary of the Tailored Life Plan. The Tailored Life Plan is a single premium, whole of life investment-linked life assurance policy designed for High Net Worth individuals. It provides a high level of life protection for the lifetime of the relevant life assured as well as the flexibility to meet their ever-changing wealth management needs
Tailored Life Trust Cumulative Chargeable Lifetime Transfer Examples

The document is a sales aid and provides financial advisers with Tailored Life Trust Cumulative chargeable lifetime transfer examples.
Take your pension away with you – Qualifying Recognised Overseas Pension Scheme (QROPS) Brochure

Qualifying Recognised Overseas Pension Scheme, Client Brochure promoting the benefits of (QROPS).
Tax Benefits of an Offshore Bond for UK Expatriates

This document provides a high-level summary of some of the key UK taxation benefits which an offshore bond can provide to a UK expatriate investor.
UK Statutory Residence Test Flowchart

The purpose of this flowchart is to take you through a series of questions to establish your clients UK residency status.
Understanding Investment Risk and Why It Matters

This document will help you understand risk and manage your clients' expectations around risk.
Wealth Solutions from Utmost International – HNW (English)

How our solutions can help with wealth planning.

Trust Literature

Declaración de Impuestos y Autocertificación para Trusts

Declaración de Impuestos y Autocertificación para Trusts
Deed of Assignment (Assignments to or from Corporate Entities)

With this deed you can assign a policy to or from a corporate entity. For use with a policy issued under Isle of Man or English law.
Discounted Gift Trust Deed Form (English Law – Bare Version)

This deed should be used with ex-Quilter products or the following range of product types only: Executive Investment Bonds/Portfolios/Accounts (including European Collective Investment Bond), Wealth Portfolio Bonds, Managed Capital Accounts and Life Insurance Portfolios.
Discounted Gift Trust Deed Form (English Law – Discretionary Version)

This deed should be used with ex-Quilter products or the following range of product types only: Executive Investment Bonds/Portfolios/Accounts (including European Collective Investment Bond), Wealth Portfolio Bonds, Managed Capital Accounts and Life Insurance Portfolios.
Discounted Gift Trust Deed with Investment Direction (Manx Law – Bare version)

This deed can be used where Utmost International Trustee Solutions Limited are to be appointed as Trustee. Please note this trust deed is Manx Law and only for use with Utmost International Isle of Man investments.
Lifestyle Trust Deed (Manx Law – Discretionary Version)

Complete this deed to set up a Lifestyle Trust (Manx Law version)
Loan Trust Deed – Manx Law Discretionary Version – Limited Liability Form

Please note this trust deed is Manx Law and only for use with Utmost International Isle of Man Limited investments.
Utmost International Trust Company Discretionary Trust with Investment Direction (Manx Law)

This deed can only be used where Utmost International Trustee Solutions Limited are to be appointed as Trustee.
Utmost International Trustee Solutions Limited Bare Trust with Investment Direction

Please note this trust deed is Manx Law and only for use with Utmost International Isle of Man investments.
Utmost International Trustee Solutions Limited Discounted Gift Trust (DGT) Deed (with Investment Direction)

Please note this trust deed is Manx Law and only for use with Utmost International Isle of Man investments.
Utmost International Trustee Solutions Limited Discretionary Trust with Investment Direction (Manx Law)

This deed can be used where Utmost International Trustee Solutions Limited are to be appointed as Trustee. Please note this trust deed is Manx Law and only for use with Utmost International Isle of Man investments.
Utmost International Trustee Solutions Limited Loan Trust Deed with Investment Direction (Manx Law)

This deed can be used where Utmost International Trustee Solutions Limited are to be appointed as Trustee.

Change your Policy

Application Form

Executive Wealthbuilder Account Top-up Application Form

This form can only be used for top-ups for existing Executive Wealthbuilder policies
Managed Capital Account Top-up Application Form

This form can be used to apply for a top-up on a Managed Capital Account only. Please note this product is now closed to new business.

Guides and Supporting Documents

Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.

Investment literature/Strategies

Change of Investment Range Form

This form is for use with the International Investment Bond to change between the Global Select and Self Select investment ranges.
Delegated Switching Authority Form

This form can be used by clients to delegate the switching of funds to their funds adviser. The fund adviser will then be able to switch funds at any time without the need for client approval.
How to Submit a Dealing Request on Wealth Interactive

This guide shows you how to submit a dealing instruction in three easy steps through Wealth Interactive.
Utmost International Isle of Man Portfolio Bond Dealing Instruction Form and Guidance Notes

This form can be used for the sale and purchase of funds for all Utmost International Isle of Man Portfolio Bonds.

Operational Forms (not application form)

Appointing a Fund Adviser

Please use this form if you wish to appoint a fund adviser to your Utmost International policy.
Appointment of an Authorised Custodian Form

This form can be used if you wish to request Utmost International Isle of Man Limited or Utmost PanEurope dac. to appoint an authorised custodian in respect of your bond/ account/plan/ policy. For use with the following products - Collective Investment Plan, Executive Life Portfolio, Spanish Collective Investment Bond, Life Investment Portfolio, Life Investment Portfolio Plus, and Wealth Management Plan.
Appointment of an Authorised Custodian(s) Form

This form can be used if you wish to request Utmost International Isle of Man Limited or Utmost PanEurope dac. to appoint an authorised custodian in respect of your bond/ account/plan/ policy. For use with the following products - European Portfolio Bond, European Wealth Bond, Executive Investment Plan, International Portfolio Bond, International Wealth Bond, Swedish Executive Portfolio, Silk Life Plan, and Tailored Life Plan.
Declaration of Non-Irish Residency

Policyholders resident outside Ireland are required by the Irish Revenue Commissioners to make the above declaration.
Deferring a Policy Fund Entitlement

This form needs to be completed when a client requests to change their Policy Fund entitlements.
Isle of Man Unit-Linked Policy Switch Form

This form can be used to switch your clients' investments or change the funds in which future regular investments are invested for Utmost International Isle of Man Limited unit-linked policies, including - Managed Capital Account, Managed Pension Account, Managed Savings Account or Executive Wealthbuilder Account.
Letter of authorisation for Authorised Custodian Account Form

This letter of authorisation permits the authorised individual to carry out actions in respect of the accounts opened by Utmost International Isle of Man Limited or Utmost PanEurope dac. with the authorised custodian.
Managed Savings Account or Managed Pension Account Top-up Application Form for Individual Investors

This form can be used to apply for a top-up on existing Managed Savings Account or the Managed Pension Account policy. Please note this product is now closed to new business.
Payment Instructions Form

This form can be used to increase or change contributions for the Managed Capital Account, Managed Savings Account, Managed Pension Account and Executive Wealthbuilder Account.
Tax Declaration and Self Certification for Corporate and Trustee Investors (FATCA/CRS)

Please use this form to confirm the tax status for Trustee and Corporate applicants.
Tax Declaration and Self Certification for Individual Investors (FATCA/CRS)

Please use this form to confirm your clients' country of residence for taxation.

Tax and regulatory Literature/technical sales aids and literature

Self-Invested Personal Pension (SIPP) Basic Guide

This guide is designed to help you if you have a SIPP and you have left the UK to live abroad. It should be read in consultation with your financial adviser.

Trust Literature

Deed of Assignment (Assignment Between Pension Schemes)

With this deed you can assign ownership of life assurance or redemption policies, where held as an asset of a pension scheme. For use with a policy issued under Isle of Man or English law.
Deed of Assignment Form

This deed can be used to assign a policy in several scenarios, such as gifting or transfers. For use with a policy issued under Isle of Man or English law. This deed should be used with ex-Quilter products or the following range of product types only: Swedish Executive Portfolio, Executive Investment Bonds/Portfolios (including European and Spanish Collective Investment Bond), Wealth Portfolio Bonds, Managed Capital Accounts, or Life Insurance Portfolios (including those written on life cover or life cover plus)

Making a Surrender or Claim

Guides and Supporting Documents

Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.

Operational Forms (not application form)

Death Claim Form

This form can be used to notify us of the death of the policy holder on the Life Insurance Portfolio, Silk Life Plan and Tailored Life Plan.
Portfolio Bond Withdrawal / Surrender Form

Surrender and Withdrawal Request Form for Portfolio Bond
Request for Fixed Account Loan Withdrawal Form

This form can be used to request Utmost International Isle of Man or Utmost PanEurope to transfer monies to the fixed account and issue a loan withdrawal for the same amount.
Unit Linked Accounts Withdrawal Closure Maturity Form

This form should only be used to request a partial, full surrender or maturity from the following Utmost International unit-linked products Managed Capital Account, Managed Savings Account, Managed Pension Account, Executive Wealthbuilder Account and European Capital Account.
Withdrawal and surrender form for LIP, TLP and Silk

Withdrawal and surrender form for LIP, TLP and Silk

Tax and regulatory Literature/technical sales aids and literature

Investment Withdrawal Options for your Clients Guide

This document shows you the different portfolio bond withdrawal options available for you current and future UK clients.
Request a Withdrawal on Wealth Interactive Guide

This guide demonstrates how you can request a one-off withdrawal in three easy steps through Wealth Interactive.