Our Solutions – Singapore

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OUR SOLUTIONS

Utmost Wealth Solutions provides insurance-based solutions* to high net worth clients who want to sustain and pass on their wealth. Life insurance is a robust and proven solution, which assists in financial planning, enabling clients to pass on their wealth in a controlled manner.

Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.

*Capital Redemption Bond (CRB) variant available in certain jurisdictions.

IMPORTANT TO NOTE:
Some of the products listed below are not available for sale in this jurisdiction, the information is for existing planholders only.

FOCUS: A MODERN APPROACH TO LONG TERM SAVINGS

A regular contribution whole of life investment-linked plan (“ILP”). Suitable for investors with a medium to long-term investment time horizon. Focus is designed as a partnership between you, your Financial Adviser and us. We provide you with a simple and easy-to-understand fee structure, a reward for maintaining your commitment (you commit to pay contributions for between 3 and 15 years) and access to low cost investment funds so that, together, we can focus on achieving your financial goals.

Key Features

The plan will pay a death benefit of 101% of the investment value of the plan following the death of the applicable life assured.
Commitment Reward: you will receive up to 5% of regular contributions paid, if you meet your commitment to us.

FOCUS (Sing) Product Summary

FOCUS (Sing) Key Features

FOCUS (Sing) Terms and Conditions

FOCUS (Sing) ILP Sub-Funds Brochure for Singapore – July 2022

FOCUS (Sing) ILP Sub-Funds Overview for Singapore – August 2022

FOCUS (Sing) ILP Sub-Funds Performance for Singapore – August 2022

PROFESSIONAL PORTFOLIO

Not available for sale in Singapore

For existing Planholders with an Online Service Centre account, please log-in here.

If you do not have an Online Service Centre account, please contact your Utmost Worldwide Limited Singapore Office Branch here or your current Financial Adviser.

VISION AND CHOICE PLANS

Not available for sale in Singapore

For existing Planholders with an Online Service Centre account, please log-in here.

If you do not have an Online Service Centre account, please contact your Utmost Worldwide Limited Singapore Office Branch here or your current Financial Adviser.

Access the latest ILP Sub Funds Performance here.

Access the latest ILP Sub Funds Brochure here.

BENEFITS OF UTMOST WEALTH SOLUTIONS

Utmost Wealth Solution’s international operation operates through Utmost Worldwide Limited, based in Guernsey, Channel Islands. Guernsey offers peace of mind through its policyholder protection regime that requires substantial segregation of planholder linked assets from the assets of the insurer. All planholders with Utmost Worldwide benefit from Guernsey’s ‘policyholder protection regime’ under the licensing conditions imposed by the GFSC. This means that at least 90% of the assets that support all Utmost Worldwide liabilities to planholders are held in trust with an independent third party trustee.

Plans issued by Utmost Worldwide Limited, Singapore Branch are subject to protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage, where applicable for your policy is automatic and no further action is required from you.

For more information on the types of benefits that are covered under the Scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (lia.org.sg or sdic.org.sg). The Scheme only covers guaranteed benefits in the case of investment-linked policies.

You can have immediate and secure access to your Plan information through our ‘Online Service Centre’. This allows you to view up-to-date valuations on your Plan. You can also submit certain requests through the ‘Online Service Centre’.

To log-in or register for access, please visit https://my.utmostworldwide.com/PortfolioManager/

MAS124 – Public Disclosure for the financial year ended 31 December 2021