Our Solutions – Rest of the World

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OUR SOLUTIONS

Utmost Wealth Solutions provides insurance-based solutions* to high net worth clients who want to sustain and pass on their wealth. Life insurance is a robust and proven solution to assist in financial planning, enabling clients to pass on their wealth in a controlled manner.

Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.

*a capital redemption variant may be available in certain jurisdictions.

PROFESSIONAL PORTFOLIO PLAN: CONTROL YOUR FINANCIAL DESTINY

A single contribution investment-linked open-architecture product where the benefits are linked to the performance of a portfolio of investment assets. This Plan is suitable if you have a medium to long-term investment outlook. The minimum investment is US$150,000 (or currency equivalent) in a lump sum contribution or investment assets, or a combination of both.

Key Features

  • Professional Portfolio can be written as either a life insurance plan (on a whole of life basis) or as a capital redemption plan (no life cover) with a fixed term of 99 years.
  • Professional Portfolio’s versatility means that it is equally effective whether your investment strategy is geared towards growth, capital preservation or to provide a regular withdrawal.

Please see our brochure here (life version)

Please see our brochure here (capital redemption version)

FOCUS: A MODERN APPROACH TO LONG-TERM SAVINGS

A regular contribution whole of life unit-linked assurance plan or a unit-linked capital redemption plan. Suitable for investors with a medium to long-term investment time horizon. Focus is designed as a partnership between you, your Financial Adviser and us. We provide you with a simple and easy-to-understand fee structure, a reward for maintaining your commitment (you commit to pay contributions for between 3 and 15 years) and access to low cost investment funds so that, together, we can focus on achieving your financial goals.

Key Features

  • Can be written as either a life insurance plan (on a whole of life basis) or as a capital redemption plan (no life cover) with a fixed term of 99 years.
  • Commitment Reward: you will receive up to 5% of regular contributions paid, if you meet your commitment to us.

Please see our brochure here (life version)

Please see our brochure here (capital redemption version)

Please see our Key Features here (life version)

Please see our Key Features here (capital redemption version)

Please see Plan Investments brochure here

Please see International Plan Investments Performance – November 2020

Please see International Plan Investments Overview – November 2020

CHOICE: MAKING THE MOST OF LIFE’S OPPORTUNITIES

A single contribution whole of life, investment-linked insurance scheme. Choice is a versatile investment plan, designed to help you and your children achieve your ambitions. It can also be used to provide for a comfortable retirement. We designed Choice so that you can make the most of life’s opportunities and be prepared for life’s challenges.

Key Features

  • Designed to help you meet your long-term financial objectives.
  • The plan will pay a death benefit of 101% of the investment value of the plan following the death of the relevant life assured.

Please see our brochure here

Please see Investment Options brochure here 

Please see International Fund Performance (IFP) – November 2020 here

BENEFITS OF UTMOST WEALTH SOLUTIONS

Utmost Wealth Solution’s international operation operates through Utmost Worldwide Limited, based in Guernsey, Channel Islands. Guernsey offers peace of mind through its policyholder protection regime that requires substantial segregation of planholder linked assets from the assets of the insurer. All planholders with Utmost Worldwide benefit from Guernsey’s ‘policyholder protection regime’ under the licensing conditions imposed by the GFSC. This means that at least 90% of the assets that support all Utmost Worldwide liabilities to planholders are held in trust with an independent third party trustee.

You can have immediate and secure access to your Plan information through our ‘Online Service Centre’. This allows you to view up-to-date valuations on your Plan. You can also submit certain requests through the ‘Online Service Centre’.

To log-in or register for access, please visit https://my.utmostworldwide.com/PortfolioManager/

HOW CAN WE HELP?

To find out more about solutions available, contact our sales team.

Sales

CUSTOMER SUPPORT

If you have a query about an existing policy, contact our customer support team.

Customer support

ONLINE SERVICE

To manage your plan online, login to the Online Service Centre.

Online Service