Our Solutions – Rest of the World

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OUR SOLUTIONS

Utmost Wealth Solutions provides insurance-based solutions* to high net worth clients who want to sustain and pass on their wealth. Life insurance is a robust and proven solution to assist in financial planning, enabling clients to pass on their wealth in a controlled manner.

Wealth solutions is our core business. We employ focus, scale and technical expertise to safeguard our clients’ wealth.

*Capital Redemption Bond (CRB) variant available in certain jurisdictions.

IMPORTANT TO NOTE:
Some of the products listed below are not available for sale in this jurisdiction, the information is for existing planholders only.

PROFESSIONAL PORTFOLIO PLAN: CONTROL YOUR FINANCIAL DESTINY

A single contribution investment-linked open-architecture product where the benefits are linked to the performance of a portfolio of investment assets. This Plan is suitable if you have a medium to long-term investment outlook. The minimum investment is US$150,000 (or currency equivalent) in a lump sum contribution or investment assets, or a combination of both.

Key Features

  • Professional Portfolio can be written as either a life insurance plan (on a whole of life basis) or as a capital redemption plan (no life cover) with a fixed term of 99 years.
  • Professional Portfolio’s versatility means that it is equally effective whether your investment strategy is geared towards growth, capital preservation or to provide a regular withdrawal.

 

Professional Portfolio Life Brochure

Professional Portfolio CRB Brochure

Professional Portfolio Life Details Guide

Professional Portfolio CRB Details Guide

Professional Portfolio Life Terms and Conditions

Professional Portfolio CRB Terms and Conditions

FOCUS: A MODERN APPROACH TO LONG-TERM SAVINGS

A regular contribution whole of life unit-linked assurance plan or a unit-linked capital redemption plan. Suitable for investors with a medium to long-term investment time horizon. Focus is designed as a partnership between you, your Financial Adviser and us. We provide you with a simple and easy-to-understand fee structure, a reward for maintaining your commitment (you commit to pay contributions for between 3 and 15 years) and access to low cost investment funds so that, together, we can focus on achieving your financial goals.

Key Features

  • Can be written as either a life insurance plan (on a whole of life basis) or as a capital redemption plan (no life cover) with a fixed term of 99 years.
  • Commitment Reward: you will receive up to 5% of regular contributions paid, if you meet your commitment to us.

 

FOCUS Int’l Life Product Technical Brochure

FOCUS Int’l CRB Product Technical Brochure

FOCUS Int’l Life Key Features Document

FOCUS Int’l CRB Key Features Document

FOCUS Int’l Life Terms and Conditions

FOCUS Int’l CRB Terms and Conditions

FOCUS Int’l Plan Investments Brochure – April 2022

FOCUS Int’l Plan Investments Overview – June 2022

FOCUS Int’l Plan Investments Performance (PIP) – June 2022

VISION AND CHOICE PLANS

Not available for sale

For existing Planholders with an Online Service Centre account, please log-in here.

If you do not have an Online Service Centre account, please contact your Utmost Worldwide Limited Regional Office here or your current Financial Adviser.

Access the latest Investment Options Performance here.

Access the latest Investment Options Brochure here.

BENEFITS OF UTMOST WEALTH SOLUTIONS

Utmost Wealth Solution’s international operation operates through Utmost Worldwide Limited, based in Guernsey, Channel Islands. Guernsey offers peace of mind through its policyholder protection regime that requires substantial segregation of planholder linked assets from the assets of the insurer. All planholders with Utmost Worldwide benefit from Guernsey’s ‘policyholder protection regime’ under the licensing conditions imposed by the GFSC. This means that at least 90% of the assets that support all Utmost Worldwide liabilities to planholders are held in trust with an independent third party trustee.

You can have immediate and secure access to your Plan information through our ‘Online Service Centre’. This allows you to view up-to-date valuations on your Plan. You can also submit certain requests through the ‘Online Service Centre’.

To log-in or register for access, please visit https://my.utmostworldwide.com/PortfolioManager/

HOW CAN WE HELP?

To find out more about solutions available, contact our sales team.

Sales

CUSTOMER SUPPORT

If you have a query about an existing policy, contact our customer support team.

Customer support

ONLINE SERVICE

To manage your plan online, login to the Online Service Centre.

Online Service