AS AT MAY 2023
COVERAGE – PAN EUROPE

Designed to cover 100% local populations across Europe.
Admitted solution written from Ireland.
Under freedom of services we have a license to write business in 27 EU countries.
In the UK we write business via the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005.
Acceptable policyholder locations:
- Ireland, Austria, Luxembourg, Italy, The Netherlands, Denmark, Belgium, Sweden**, Malta, Germany**, UK, Czech Republic, Latvia.
Appointed Broker must be licensed to place business in policyholder location (e.g. Can be Broker’s London global hub placing business for UAE, if Broker also licenced in UAE)
**Subject to acceptable scheme size
COVERAGE – WORLDWIDE

Designed to cover Expats and Globally mobile employees.
Non-admitted license written from Guernsey.
Ability to write small populations of Local Nationals.
Flexibility on Policyholder location and placing Broker location.
Flexible policyholder locations; with these current exceptions (Cannot use)
- Belarus, BVI, Cayman Islands, Cuba, Iran, Netherlands, North Korea, Russia, Singapore, Switzerland.