ESTATE PLANNING BOND
UTMOST INTERNATIONAL ISLE OF MAN LIMITED
As your clients get older, they’ll probably start thinking about how to pass on their wealth to the people they love, whilst retaining an income to maintain their lifestyle.
The Estate Planning bond is a bond and a discounted gift trust combined to help your clients invest for their families and could reduce the effect of inheritance tax.
WITH THE ESTATE PLANNING BOND YOU CAN HELP YOUR CLIENTS CREATE A TRUST FUND THAT:
- Could reduce the effect of inheritance tax – on the amount your clients leave for their families
- Lets them take a tax-deferred income
- Lets their funds grow free of income or capital gains tax while they are in the bond
- Can all be managed in one place, with a wide range of investments.
The Estate Planning Bond can’t be surrendered during the lifetime of your clients, and income payments can’t be altered once they’re established.