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Application Form

Delegation – Application form for Individual Applicants (with FATCA self-cert)

Delegation - application form for individual applicants (with FATCA self-cert)
Delegation – application form for trustee and corporate trustee applicants resident in the United Kingdom

Delegation - application form for trustee and corporate trustee applicants resident in the United Kingdom
Delegation Supplementary App for Converting to DGT

This form is a request to Utmost PanEurope to convert your existing Delegation bond into a Discounted Gift Trust. It includes a questionnaire to gather the medical information we need to start initial underwriting.
Estate Planning Bond – Application Form

This is an application form for use with Estate Planning Bond
Estate Planning Bond – Pre-Application Underwriting Form

This underwriting form must be completed before applying for an Estate Planning Bond
European Wealth Bond – Application Form

Please use this application for Individual, Trustee and Corporate Investors wishing to invest in the European Wealth Bond. Please note that you will also need to fill out the Tax Declaration and Self Certification document. This form can only be used for top-ups as this product is closed to new business.
Evolution Application Form for Corporate Applicants

This is an application form for use with Evolution for Corporate Applicants
Evolution – Application Form for Existing Pension Schemes

This is an application form for use with Evolution for individuals for existing pension schemes
Evolution Application Form for Trustee and Corporate Trustee Applicants

Evolution application form for use by individual trustee and corporate trustee applicants to apply for an Evolution bond.
Generation Planning Bond Application Form

Generation Planning Bond Application Form
Generation Planning Bond – Application to Appoint UTS

Generation Planning Bond - Application to Appoint UTS
Generation Planning Bond – Pre-Underwriting Application

Generation Planning Bond - Pre-Underwriting Application
International Wealth Bond – Application Form

Please use this application for individual, trustee and corporate investors wishing to invest in the International Wealth Bond. Please note that you will also need to fill out the relevant Tax Declaration and Self Certification document. This form can only be used for top-ups as this product is closed to new business.
Private Wealth Portfolio UK Application Booklet

Private Wealth Portfolio UK Application Booklet
Private Wealth Portfolio UK Corporate and Trustee Application Booklet

Corporate and Trustee Application Booklet for UK market
PWP UK Portability Request Form

PWP UK Portability Request Form
Selection Application for Existing Pension Schemes – Blevins Franks

Selection Application for Existing Pension Schemes - Blevins Franks
Selection – Application Form for Corporate Applicants

Selection - application form for corporate applicants
Selection – Application Form for Individuals

Selection - Application form for individuals
Selection – Application Form for Trustee and Corporate Trustee Applicants

Selection - application form for trustee and corporate trustee applicants
Transferring Assets to Your Bond/Account

Please use this form when transferring assets to your Plan/Bond/Policy. For use with former Quilter International Products, not for use in Hong Kong.
UIIOM Evolution – Application Form for Individuals

This is an application form for use with Evolution for individuals
UPE Selection – Application Form for Existing Pension Schemes (English)

UPE Selection - Application Form for existing pension schemes (EN)

Compliance and Risk Collateral (privacy notices/footers etc)

IOM Data Protection – Your Individual Rights

This document lays out your Data Protection Rights.
IOM Privacy Notice

This notice explains how we use the information we collect and keep it secure.
Legal Entity Identifiers (LEI)

We are frequently asked questions relating to trusts and the requirement to obtain an LEI. This communication is designed to provide clarity regarding LEIs and when an LEI is required for an Utmost International Isle of Man Limited bond that is held in trust

Guides and Supporting Documents

Anti-money Laundering and Source of Wealth Pack – Utmost PanEurope

Confirmation of the anti-money laundering and source of wealth requirements for Utmost PanEurope bonds.
Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.
Complaints Procedure

This document details our complaints procedure.
Generation Planning Bond – Application Guide

This guide has been designed to assist you with completing the application form.
Quick guide to trusts

Sales aid addressing some of the common misconceptions and issues faced with being a trustee.
Source of Fund and Source of Wealth Guidelines

This document can be used as guidance for financial crime risk purposes.
Terms and Conditions for Utmost International’s Online Services (Financial Adviser)

Terms and Conditions for our online services to be read in conjunction with the relevant intermediary terms of business.
Utmost International Isle of Man Anti-money Laundering and Source of Wealth Requirements Guide

This document can be used as guidance for financial crime risk purposes.
Utmost International Isle of Man Intermediary Terms of Business

These Intermediary Terms of Business and the Rates of Commission govern your relationship with Utmost International Isle of Man Limited (Utmost International) and cover the way we do business with you, the Intermediary. These Intermediary Terms of Business and any documents referred to in it replace any previous Terms of Business you have with Quilter International.
Utmost PanEurope dac Banking Details

This document includes the banking details for Utmost PanEurope dac.

Investment literature/Strategies

The Utmost Unit-linked With Profits Fund is wholly invested into the Aviva With-Profits Sub-Fund. This update is designed to give you information about how your investment is performing.
Delegation Approved Discretionary Fund Manager List

This document lists the approved Discretionary Fund Managers (DFMs) for the Delegation product.
Guided Architecture Funds Performance History

This document is designed for professional advisers and existing Guided Architecture clients only. The document details the price, charges and historical performance of the Guided Architecture range of funds currently available for investment by existing Guided Architecture clients. This item has been issued by Utmost International Isle of Man Limited.
Utmost International Isle of Man Limited Unit-Linked With Profit Fund Bonus Rate Information

This document details the bonus rate information for investments through Evolution and the Estate Planning Bond in Sterling, US Dollar, Euro and bond series 1& 2 in Sterling. This item has been issued by Utmost International Isle of Man Limited.
Utmost Wealth Solutions – Becoming an External Manager and/or Custodian

How to becoming an External Manager and/or Custodian - Set up an EMC investment management and custody service agreement with Utmost.

KIDS/SIDS

Evolution Bond – Key Information Document – Capital Redemption (English)

This is the Key Information Document (KID) for the Evolution bond. Capital Redemption English version
Evolution Bond – Key Information Document (KID). Life Assured

This is the Key Information Document (KID) for the Evolution Bond. Life Assured version.
key Information Document – Family Legacy Bond CRB

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses
Key Information Document for Utmost Deferred Distribution Fund

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses.
Key Information Document – Selection Capital Redemption

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses.
Key Information Document – Utmost Money Dollar Fund

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses
Key Information Document – Utmost Money Euro Fund

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses.
Key Information Document Utmost Money Sterling Fund

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses
Key Information Document – Utmost Money Swedish Krona Fund

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses.
KID – Delegation Capital Redemption (EL)

This is the Key Information Document (KID) for the Delegation Bond. Capital Redemption version
KID – Delegation Life (EL)

This is the Key Information Document (KID) for the Delegation Bond. Life Assured version
KID – Estate Planning Bond (EL)

This is the Key Information Document for the Estate Planning Bond
KID – Generation Planning Bond

This is the Key Information Document (KID) for the Generation Planning Bond
KID – Selection Capital Redemption (EL)

This is the Key Information Document (KID) for the Selection Bond. Capital Redemption version
KID – Selection Life (EL)

This is the Key Information Document (KID) for the Selection Bond. Life assured version
Past Performance Asset Class – Capital Market Instrument

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Asset Class – Corporate Bonds

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Asset Class – European Equity Security

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Asset Class – Global Equity Security

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Asset Class – Global Government Bonds

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Asset Class – Government Bonds

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Asset Class – Hedge Funds

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Asset Class – Private Equity

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Investment Strategy – Adventurous discretionary investment strategy

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Investment Strategy – Balanced Defensive discretionary investment strategy

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Investment Strategy – Balanced Moderate discretionary investment strategy

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Investment Strategy -Conservative discretionary investment strategy

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Past Performance Investment Strategy – Growth discretionary investment strategy

This document reports on the past performance of this Investment Strategy over the past 10 years and is published annually.
Performance Scenarios Asset Class – Corporate Bonds

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Asset Class – European Equity Security

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Asset Class – Global Equity Security

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Asset Class – Global Government Bonds

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Asset Class – Hedge Funds

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Asset Class – Money Market

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Asset Class – Private Equity

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Investment Strategy – Adventurous discretionary Investment Strategy

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Investment Strategy – Balanced Defensive discretionary Investment Strategy

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Investment Strategy – Balanced Moderate discretionary Investment Strategy

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Investment Strategy – Conservative discretionary Investment Strategy

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Performance Scenarios Investment Strategy – Growth discretionary Investment Strategy

This document shows the performance scenarios of the Investment Strategy as set out in the corresponding Specific Information Document (SID) for each month.
Private Wealth Portfolio UK Key Information Document

This document contains key information about this investment product. The information, prescribed by law, is intended to clarify the product's features, risks, costs, potential gains and losses.

Marketing Collateral

Legal Entity Identifier Notice – Utmost PanEurope dac

Legal Entity Identifier Notice - Utmost PanEurope dac.

Operational Forms (not application form)

Additional Loan Agreement and Acknowledgement of Receipt of Loan by Trustees

This agreement is for use with the existing Loan Trusts offered by Utmost International.
Adviser charges pack

Agreement for individuals and trustees
Applicant Health Declaration (English) (PWP UK)

Applicant Health Declaration (English) (PWP UK)
Appointment of Financial Adviser Form – Utmost PanEurope dac

Appointment of Financial Adviser.
Assignment of policies

Assignment of policies
Beneficiary Nomination Request Form (for Accountholders Policyholders)

Beneficiary Nomination Request (for Accountholders Policyholders).
Cheque Processing Form

This form is to be used when Wealth Interactive status is awaiting payment.
Confirmation of Bank Details

This form can be used to request bank details from clients
Declaration of health form

Please use this form in order to give us information about your health
Declaration of Non-Irish Residency

Policyholders resident outside Ireland are required by the Irish Revenue Commissioners to make the above declaration.
Deed of Absolute Appointment in Favour of one or more Discretionary Beneficiaries (Manx Law)

This deed is for guidance only and may be considered suitable where a Utmost International Isle of Man Limited ('Utmost International') or Utmost International Ireland dac ('Utmost International Ireland') discretionary trust subject to Manx Law has been used.
Delegation Guide to Individual Application Form

Delegation Guide to Individual Application Form
Delegation Guide to Trustee Application Form

Delegation Guide to Trustee Application Form
Doing business with Utmost International – Electronic Submissions in UK

The processes highlighted in this document apply to Utmost International Isle of Man Limited and Utmost PanEurope dac.
EU Adviser Form for Selection

EU Adviser Form for Selection
Execution Only Client Disclaimer form

Execution Only Client Disclaimer for UK market
Execution Only Form for Additional Single Premium Applicants

Execution Only Form for Additional Single Premium Applicants
Execution Only Form for Additional Single Premium Applicants

Execution Only Form for Additional Single Premium Applicants
Guide for Evolution Corporate Applicants

This guide has been designed to assist with completing the application form for Evolution Corporate Applicants
Guide for Evolution Individual Applicants

This is a guide for Evolution for Individual Applicants
Guide for Evolution Trustee & Corporate Trustee Applicants

This guide has been designed to assist with completing the application form for Evolution Trustee & Corporate Trustee Applicants
Guide for Selection Individual Applicants

Guide for Selection Individual Applicants.
Guide to Completing the Delegation Additional Single Premium Application for Trustee and Corporate Trustees

This guide has been designed to assist you with completing the additional single premium application form.
Intermediary Declaration Private Wealth portfolio

Intermediary Declaration Private Wealth portfolio
Intermediary Registration Application QINTL IOM and QII

Intermediary Registration Application IOM and QII - for non UK intermediaries only
International Tax Compliance Self Cert Form

International Tax Compliance Self Cert Form for Private Wealth Portfolio - UK
Investor Declaration

Investor Declaration.
Know Your Client – Source of Funding and Verification of Identity

This form must be completed for all clients, trustees and corporate clients, where an application form does not already contain both a source of funding and verification of customer identity section.
Loan Agreement form

Loan Agreement form for PWP UK
Multi-Product Nomination of External Manager or Custodian

Utmost International Isle of Man - Multi-Product Nomination of External Manager or Custodian - not for use with ex-Quilter
Never Received/Lost Policy Schedule Declaration Form

Never Received/Lost Policy Schedule Declaration Form for PWP UK
Nominated asset for regular withdrawals

To ensure regular withdrawals are paid, you must select one or more asset from which the payment will be made. Alternatively, the Transaction Account can be selected to fund withdrawals. Please tick the appropriate box below
Nomination of investment adviser – Utmost PanEurope dac

Nomination of investment adviser
Non-Irish Residency Declaration

Please complete this declaration for your UK resident clients who hold a Utmost PanEurope dac policy.
Notice of Pledge Form

Notice of Pledge Form for PWP UK
Offshore Collective Investment Bond Summary of Requirements

Offshore Collective Investment Bond Summary of Requirements.
Online Application Guide for Financial Advisers

Online Application Guide for Financial Advisers
Online Dealing Access Authorisation Form for Investment Advisers (UPE)

Online Dealing Access Authorisation Form for Investment Advisers (UPE).
Portfolio Bond Minimum Residual Value

Published minimum residual values as at February 2021
Portfolio Bond Transaction Account Overdraft Limit

The published overdraft limit of transaction accounts for applicable portfolio bonds.
Portfolio Manager Undertaking form

Portfolio Manager Undertaking form for UK market
Request Remuneration to Your Financial Adviser

Please use this form to pay an ongoing service fee or ongoing service charge to your financial adviser.
Request to Appoint a Discretionary Asset Manager (on an Advisory or Discretionary Authority)

Please use this form to appoint a discretionary asset manager on an advisory or discretionary authority.
Request to Restrict Assets – Wealth Bond

Please use this form if you wish to request Utmost International Isle of Man Limited or Utmost PanEurope dac to restrict the assets to a International Wealth Bond or European Wealth Bond.
Request to trustees for loan repayment and acknowledgement of receipt of loan payment

This document contains draft wording which the settlor can use to request the repayment of a loan from the trustees of a loan trust. For use with the settlor's own legal advisers in relation to the Loan Trust, available with a Utmost International Bond. This document cannot be used to instruct Utmost International to make a surrender.
Selection Nomination of External Manager and/or Custodian (EMC)

Selection Nomination of External Manager and/or Custodian for use with Selection bonds only
Source of Wealth Questionnaire

This questionnaire seeks to obtain information and documentation from the adviser to establish the source of wealth of high risk clients.
Tax Declaration and Self-Certification for Individual Trustee Investors Form

This form can be used for family trusts where the trustees are all individuals to confirm their tax status.
Tax Information Exchange Pack – Self Cert for Individuals

This pack has been created based on our interpretation of the Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) as at 1 January 2020 and may change in the future
Tax Information Exchange Pack – Self Certification Forms For Entities

Please complete this form in order that we can accurately report your policy under the Isle of Man and Ireland tax information exchange agreements, including FATCA and the CRS.
Terms of Appointment of Investment Adviser

This is a document that explains the terms of appointing an Investment Adviser
Terms of business and application form for intermediaries

These Terms of Business regulate the relationship between Utmost International Isle of Man Limited and the Intermediary.
Utmost International Isle of Man Adviser charges pack agreement for individuals and trustees

This document explains charges for advice which are fees that are agreed between you (or where appropriate your trustees) and your Financial Adviser, Investment Adviser or External Manager and/or Custodian (EMC) for the advice and related services you receive.
Utmost International Isle of Man Letter of Wishes Form

This form can be used should the settlors like to include additional wishes be taken into account with regard to the Declaration of Trust.
Utmost International Isle of Man Limited bank details

Please use this document to find the telegraphic transfer details when transferring money to Utmost International Isle of Man Limited via Wealth Interactive.
Utmost International Isle of Man Limited Guide for Estate Planning Bond applicants

This guide has been designed to assist you with completing the application form for Estate Planning Bond
Utmost International Isle of Man Limited Politically Exposed Persons Information

This document details what is classified as a Politically Exposed Person
Utmost International Trust Company Discretionary Investment Manager Application Form

This form can be used to appoint a Discretionary investment manager when applying for an Utmost International Trust Company bond application.
Utmost International Trustee Solutions Limited Client Agreement Form

This form is required to obtain information about an applicant's tax status under Automatic Exchange of Information (AEOI) regulations, Utmost International.
Utmost PanEurope Online Dealing Access Authorisation Form

Utmost PanEurope Online Dealing Access Authorisation Form.
Utmost PanEurope Terms of business statement & application form for intermediaries

Utmost PanEurope Terms of business statement and application form for intermediaries.
Wealth Interactive – Master User Registration Form for Existing Firms

Please use this form to appoint a master user to Wealth Interactive for adviser firms who already have terms of business with us. The form will allow us access to a nominated master user within your firm who can then grant access to other users (including other master users within your firm).

Policy Conditions

Generation Planning Bond – Policy Conditions

Generation Planning Bond - Policy Conditions
Private Wealth Portfolio UK Assurance Policy Terms and Conditions

Private Wealth Portfolio UK Assurance Policy Terms and Conditions

Product Guides/Brochures/Snapshots and Training Materials

Delegation – A Summary for Financial Advisers

This is a summary of Delegation for Financial Advisers.
Delegation – product guide

A client-facing guide detailing the features and benefits of the Delegation product.
Delegation Product Snapshot

This document highlights the product features and benefits of investing into the Delegation bond.
Estate Planning Bond Product Guide

This guide aims to help clients understand the Estate Planning Bond.
Estate Planning Bond Snapshot

This document highlights the product features and benefits of investing into the Estate Planning Bond.
Estate Planning Bond Summary for Financial Advisers

This guide summarises the Estate Planning Bond.
Evolution – A Summary for Financial Advisers

This guide summarises the Evolution bond.
Evolution – A Summary for Financial Advisers

This guide summarises the Evolution bond.
Evolution Product Guide

This guide aims to help clients understand the Evolution product.
Evolution Snapshot

This document highlights the product features and benefits of investing into the Evolution bond.
External Manager, Custodian and Platform Agreement List

This document is applicable for the following products only: Utmost PanEurope dac's Selection and Generation Planning Bond as well as Utmost International Isle of Man Limited's Evolution and Estate Planning Bond.
Generation Planning Bond – Product Guide

This guide aims to help clients understand the Generation Planning Bond product.
Generation Planning Bond Product Snapshot

This document highlights the product features and benefits of investing into the Generation Planning Bond.
Generation Planning Bond Summary for Financial Advisers

This is a summary of the Generation Planning Bond for Financial Advisers.
Lifestyle Trust FAQs (Client)

This question and answer document aims to answer any questions a client may have about the Lifestyle Trust.
Lifestyle Trust FAQs (Intermediary)

This sales aid aims to answer any questions an Adviser may have about the Lifestyle Trust.
Offshore Collective Investment Bond Remuneration Guide

This guide provides details of the remuneration options available for the Offshore Collective Investment Bond (OCIB).
Private Wealth Portfolio UK Country Snapshot

This document highlights the product features and benefits of investing into the Private Wealth Portfolio UK.
Private Wealth Portfolio UK Product Benefits

This guide lists the product benefits when you invest into the Private Wealth Portfolio.
Selection Product Guide

This guide aims to help clients understand the Selection product.
Selection Snapshot

This document highlights the product features and benefits of investing into the Selection bond.
Utmost International Isle of Man Limited – Corporate Infographic – English

Utmost International Isle of Man Limited Who We Are
Wealth Interactive Third Party and Other Users Matrix

A quick user guide showing what functionality is available to each user role

Right to Change Your Mind Forms and guides/KFD

Generation Planning Bond – Key Features Document

Generation Planning Bond - Key Features Document
Key features of Delegation

This is a summary of the key features of the Delegation Bond
Key Features of Evolution

This document details the key features of Evolution
Key features of Selection

This document details the key features of Selection
Key Features of the Estate Planning Bond

This document details the key features of the Estate Planning Bond.

Tax and regulatory Literature/technical sales aids and literature

Determining Your Liability to Tax in India (Life Assurance Version)

A guide for clients with investment linked life insurance bonds who will become Indian tax residents.
Estate Planning Bond at a glance

This document gives a brief overview of the features of Estate Planning Bond.
Estate Planning Bond Suitability Paragraphs

This document details the various bonds available within the Estate Planning bond and what each one is suitable for
Evolution Suitability Paragraphs

This document details the various bonds available within our Evolution product and what each one is suitable for
Executive Investment Account Reasons Why Document

This document suggests some of the 'reasons why' to invest in this product that you may wish to incorporate within your recommendation letters for your clients.
Guide to Domicile, Remittance Basis and Excluded Property Trust

This guide explains Domicile, Remittance Basis and Excluded Property Trust.
How can we help your client now, and in the future?

UWS product tree infographic
How to Complete the Second Schedule

Sales aid explaining how the Second Schedule of the Lifestyle Trust Deed should be completed.
Intermediary Terms of Business for Utmost PanEurope

These Intermediary Terms of Business and the Rates of Commission govern your relationship with Utmost PanEurope dac and cover the way we do business with you, the Intermediary. These Intermediary Terms of Business and any documents referred to in it replace any previous Terms of Business you have with Quilter International.
International Portfolio Bonds at a glance – client infographic

The key Benefits of International Bonds.
The document shows our top six principles of investing.
Leaving the UK But Could Be Leaving UK Taxes Behind

When clients leave the UK, either permanently or for at least a full tax year, they expect to leave behind their liability for UK taxes. This document is for financial adviser use only.
Lifestyle Trust Adviser Brochure

This brochure describes how a Lifestyle Trust can provide tax-efficient benefits for your clients and those they care about.
Lifestyle Trust Client Brochure

This brochure helps explain how the Lifestyle Trust can be used for inheritance tax planning with either an Utmost International Isle of Man Limited or Utmost PanEurope dac bond.
Lifestyle Trust – Options at Vesting Date

Lifestyle Trust - Options at Vesting Date
Non-Resident Indian Estate Planning

A client-facing guide to using an offshore bond for estate planning for non-resident Indian investors.
Private Wealth Portfolio – How to minimise foreign tax on dividend income

A sales aid to explain tax relief at source on foreign withholding tax.
Qualifying Non-UK Pension Scheme Brochure – for a Flexible Future

The brochure provides the benefits of a Qualifying Non-UK Pension Scheme.
Stockbroker and custody charges

This sales aid shows the stockbroker and custody charges that may apply on Portfolio Bonds.
Take your pension away with you – Qualifying Recognised Overseas Pension Scheme (QROPS) Brochure

Qualifying Recognised Overseas Pension Scheme, Client Brochure promoting the benefits of (QROPS).
Taxation of an Offshore Life Assurance Policy for your Mon-Israeli Resident Clients Moving or Returning to Israel

An explanation of the taxation of an offshore life assurance policy for your non-Israeli resident clients moving or returning to Israel.
Taxation of an Offshore Life Assurance Policy for your UK Resident Israeli Clients, Moving or Returning to Israel

This document provides an explanation of the taxation of an offshore life assurance policy for your UK resident Israeli clients, moving or returning to Israel.
Taxation of an Offshore Life Assurance Policy Purchased Outside of Israel by an Israeli Resident

This document provides an explanation of the taxation of an offshore life assurance policy purchased outside of Israel by an Israeli resident.
Technical Sales Briefing – Cash Forecasting – Making Bond Cash Management Easier

This document explains the process for Utmost International Isle of Man Limited's Evolution and Estate Planning Bond and Utmost PanEurope dac's Selection, Delegation and Generation Planning Bond
Technical Sales Briefing – Corporate Investment into Offshore Bonds

Technical briefing looking at corporate investments into international bonds - TSB
Technical Sales Briefing – Danger of Using Partial Surrenders

Technical Sales Briefing - Danger of using partial surrenders - TSB
Technical Sales Briefing – Deficiency relief

Technical Sales Briefing - A technical briefing looking at Deficiency relief, how it is calculated and its effect on international bonds -TSB
Technical Sales Briefing – Finance Act 2006 and Interest in Possession (IIP) Trusts

Technical Sales Briefing on the Finance Act 2006 and Interest in Possession (IIP) Trusts
Technical Sales Briefing – IHT ‘Bitesize’ part 7

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT ‘Bitesize’ series part 5

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 1

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 2

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 3

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing- IHT Manual ‘Bitesize’ series part 4

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 6

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – Inheritance Tax Manual

This manual explains in detail the operation and application of current UK Inheritance Tax legislation.
Technical Sales Briefing – Tax Planning Using Bonds: ‘One-off Withdrawals’

Technical briefing looking at offshore bond and one-off withdrawals - TSB
Technical Sales Briefing – Time apportionment relief

Technical Sales briefing looking at offshore bonds and time apportionment relief - TSB
Technical Sales Briefing – Trust Registration Service

This document details change to the UK Trust Registration Service (TRS)
Technical Sales Briefing – Trustee Delegation

This briefing is designed to explain how some of the duties and powers of trustees can be delegated to other people
Technical Sales Briefing – Utmost International Isle of Man Limited Bank Assignments

This technical briefing has been designed to provide clarity with respect to bank 'assignments' and the processes we follow at Utmost International Isle of Man Limited
Technical Sales Briefing – Why Use a Capital Redemption Bond?

This document details the benefits of a Capital Redemption Bond.
The components of an Estate Planning Bond

The Estate Planning Bond is a combination of a trust and a capital redemption bond. It is structured in a way that can immediately reduce the transfer of value for IHT purposes and provide a tax deferred income from outset. This document explains how the main components of the bond can achieve this.
The Real Benefit of Gross Roll-Up

This document is directed at professional advisers and shows how offshore bonds benefit from gross roll-up.
UIIOM Evolution at a Glance

This document gives a brief overview of the features of Evolution.
UIIOM Investor Protection Brochure

This guide describes certain aspects of the legal and regulatory framework applicable to Utmost International Isle of Man Limited, created in order to safeguard policyholders through effective governance, risk management and oversight related to insurer financial strength and solvency.
UK Onshore and Overseas Comparison – Technical Sales Briefing

This document offers a comparison between UK Offshore and Overseas
UK Statutory Residence Test Flowchart

The purpose of this flowchart is to take you through a series of questions to establish your clients UK residency status.
Understanding Investment Risk and Why It Matters

This document will help you understand risk and manage your clients' expectations around risk.
Utmost Guide to the Taxation of International Portfolio Bonds (adviser)

The purpose of this guide is to explain the ways in which the proceeds from your client's international portfolio bond may be taxed. We also cover how UK income tax will be calculated when proceeds are taken, including the effects of top-slicing relief, time-apportioned reductions and other aspects of UK taxation.
Utmost PanEurope Investor Protection Brochure

This guide describes certain aspects of the legal and regulatory framework applicable to Utmost PanEurope dac in Ireland, created in order to safeguard policyholders through effective governance, risk management and oversight related to insurer financial strength and solvency.
Utmost tax guide for individual clients

Utmost tax guide for UK resident individual clients for use with Evolution, Estate Planning Bond, Delegation, Selection and Generation Planning Bond
Utmost Wealth Solutions Fund Specific Risks

A brief guide to the most common fund associated risks. It does not however cover every possible risk that may apply.
Utmost Wealth Solutions Guide to Trusts

This guide focuses on some of the issues that may arise when using an Utmost Wealth Solutions trust together with an investment bond.
UWS Technical Sales Briefing – The Residence Nil Rate Band

Technical briefing looking at the Residence Nil Rate Band and IHT planning - TSB.

Trust Literature

Absolute Trust, Donor cannot be a Beneficiary

The Trust Deed may be used by a single Donor or joint Donors, who wish to place a new or existing bond into an Absolute Trust and where the initial investment is with Utmost International Isle of Man Limited or Utmost PanEurope dac.
Declaración de Impuestos y Autocertificación para Trusts

Declaración de Impuestos y Autocertificación para Trusts
Deed appointing additional trustee(s)

This draft deed is provided for the consideration of the parties and their legal advisers only. This deed should be completed when the Settlor(s), in accordance with the terms of the of the trust, has the power to appoint trustees.
Deed of Assignment (Assignments to or from Corporate Entities)

With this deed you can assign a policy to or from a corporate entity. For use with a policy issued under Isle of Man or English law.
Discounted Gift Trust Deed Form (English Law – Discretionary Version)

This deed should be used with ex-Quilter products or the following range of product types only: Executive Investment Bonds/Portfolios/Accounts (including European Collective Investment Bond), Wealth Portfolio Bonds, Managed Capital Accounts and Life Insurance Portfolios.
Discretionary Trust

The Trust Deed may be used by a single Settlor (or joint Settlors) who wishes to place a new or existing bond into a Discretionary Trust and where the investment is with Utmost International Isle of Man Limited or Utmost PanEurope dac.
Estate Planning Bond – Absolute Trust

The Trust Deed is designed for investments in the Estate Planning Bond from Utmost International Isle of Man Limited. It may be used by a single Donor or joint Donors, who are either married or in a civil partnership and would like their policy to be held within an Absolute Trust
Estate Planning Bond – Discretionary Trust

This Trust Deed is designed for investments in the Estate Planning Bond from Utmost International Isle of Man Limited. It may be used by a single Settlor or joint Settlors who are either married or in a civil partnership and who would like their policy to be held within a Discretionary Trust.
Generation Planning Bond – Absolute Trust

This Trust Deed is designed for investments in the Generation Planning Bond. It may be used by a single Donor or joint Donors who would like their policy to be held within an Absolute Trust.
Generation Planning Bond – Discretionary Trust

This Trust Deed is designed for investments in the Generation Planning Bond. It may be used by a single Settlor or joint Settlors who would like their policy to be held within a Discretionary Trust.
Letter of Wishes Example Wordings

When using a discretionary trust it is always desirable to record the Settlor's wishes. These are normally recorded in a letter addressed to the trustees, hence the name 'letter of wishes'.
Lifestyle Trust Deed (Manx Law – Discretionary Version)

Complete this deed to set up a Lifestyle Trust (Manx Law version)
Loan Trust

Discretionary Trust Deed and Loan Agreement
Loan Trust Deed – Manx Law Discretionary Version – Limited Liability Form

Please note this trust deed is Manx Law and only for use with Utmost International Isle of Man Limited investments.
Loan Trust Waiver

Loan Trust Waiver for Absolute and Discretionary Loan Trusts
Using a Professional Trustee – How Can We Help You

This document explains how you can use a Professional Trustee.
Utmost International Trust Company Policy Statement Form

This form is used with our ex-Quilter UK products where an 'Investment Adviser' (Advisory Fund Adviser) is being appointed. The form confirms that the adviser has discussed and agreed the Investment Objective with the settlor and any investment recommendations will fall within this category. The trustees will countersign this and agree to the objective agreed between IFA and Settlor.
Utmost trust proposition tree

This document details our trust proposition tree.
Utmost Trustee Solutions – A Guide to our Services

This guide explains how Utmost Trustee Solutions Limited could help clients and their beneficiaries
Utmost Trustee Solutions at a glance

This document is designed to give you a brief overview of the benefits when using a corporate trustee. It should be read alongside the Utmost Trustee Solutions - A Guide to our Services document, or you can contact Utmost Trustee Solutions Limited directly for more information.
Utmost Wealth Solutions Deed of Appointment of Additional Trustee

This draft deed is provided for the consideration of the parties and their legal advisers only.
UWS Probate absolute trust deed

This Trust Deed can be used when the Donor wants to take out a new policy or transfer an existing policy into Trust.

Change your Policy

Application Form

Additional Single Premium Investment – Application Form for Corporate Policyholders

This is an application form for Additional single premium investment for corporate policyholders.
Additional Single Premium Investment – Application Form for Individual Policyholders

Additional single premium investment - application form for individual policyholders for applicants with an international portfolio or Selection bond
Additional Single Premium Investment – Application Form for Trustee and Corporate Trustee Applicants

Additional single premium investment - application form for trustee and corporate trustee applicants
Additional Single Premium Investment – Application Form for Trustee and Corporate Trustee Policyholders who have an International Portfolio Bond or Selection Bond

Additional Single Premium Investment - Application Form for Trustee and Corporate Trustee Policyholders who have an International Portfolio Bond or Selection Bond
Application for an Online Service Account and appointment of a lead policyholder on Wealth Interactive

This form allows individual investors to request online access via Wealth Interactive and appoint a Lead Policyholder.
Delegation Additional Single Premium Application form for Trustee and Corporate Trustee Policyholders

Delegation Additional Single Premium Application form for Trustee and Corporate Trustee Policyholders
Delegation Supplementary App for Converting to DGT

This form is a request to Utmost PanEurope to convert your existing Delegation bond into a Discounted Gift Trust. It includes a questionnaire to gather the medical information we need to start initial underwriting.
Discounted Gift Trust Application – Supplementary Application Form to Convert an Existing Evolution Bond

This form can be used to convert an existing Evolution bond
Discounted Gift Trust Application – Supplementary Application Form to Convert an Existing Selection Bond

Discounted Gift Trust Application - Supplementary Application Form to Convert an Existing Selection Bond
Making an Additional Payment to a Utmost International Portfolio Bond

Please use this form to top-up an existing Utmost International portfolio bond.
PWP UK – Additional Premium Amount Form

Private Wealth Portfolio UK - Additional Premium Amount Form
Selection – Additional Single Premium Investment – Application Form for Corporate Policyholders

Selection Additional single premium investment - application form for corporate policyholders
UIIOM Additional Single Premium Investment – Application Form for Individual Policyholders

Additional single premium investment - application form for individual policyholders for use with Evolution and Estate Planning Bond and legacy ex-Utmost Limited products
UPE Delegation Additional Single Premium Investment – Application Form for Individual Policyholders

UPE Delegation Additional Single Premium Investment - Application Form for Individual Policyholders

Guides and Supporting Documents

Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.

Investment literature/Strategies

A Guide to Online Dealing

A Guide to Online Dealing
Delegation Approved Discretionary Fund Manager List

This document lists the approved Discretionary Fund Managers (DFMs) for the Delegation product.
Guided Architecture Funds Performance History

This document is designed for professional advisers and existing Guided Architecture clients only. The document details the price, charges and historical performance of the Guided Architecture range of funds currently available for investment by existing Guided Architecture clients. This item has been issued by Utmost International Isle of Man Limited.
How to Submit a Dealing Request on Wealth Interactive

This guide shows you how to submit a dealing instruction in three easy steps through Wealth Interactive.
Locate Information about Units and Funds Linked to your Policy Guide

European countries have a diversity of information requirements for unit-linked life insurance companies. We have developed this document to help you find where a particular item of information can be accessed.
Offshore Collective Investment Bond Dealing Instruction Form and Guidance Notes

This form can be used for the sale and purchase of funds on your Offshore Collective Investment Bond.
Utmost International Isle of Man Limited Unit-Linked With Profit Fund Bonus Rate Information

This document details the bonus rate information for investments through Evolution and the Estate Planning Bond in Sterling, US Dollar, Euro and bond series 1& 2 in Sterling. This item has been issued by Utmost International Isle of Man Limited.
Utmost International Isle of Man Portfolio Bond Dealing Instruction Form and Guidance Notes

This form can be used for the sale and purchase of funds for all Utmost International Isle of Man Portfolio Bonds.
Utmost PanEurope Portfolio Bond Dealing Instruction Form and Guidance Notes

This form can be used for the sale and purchase of funds for Utmost PanEurope Portfolio Bonds.

Operational Forms (not application form)

Additional Single Premium Application Guide Individual Applicants

This is an application form and guide for Additional single premium for Individual Applicants
Appointing a Discretionary Asset Manager to your Wealth Bond

This form should be used for International Wealth Bond or European Wealth Bond policyholders only, who would like to change their discretionary asset manager. This form should be used where you have not requested Quilter International to restrict the asset range.
Appointing a Fund Adviser

Please use this form if you wish to appoint a fund adviser to your Utmost International policy.
Appointing an Authorised Custodian – Wealth bond

Please use this form to request Utmost International Isle of Man Limited or Utmost PanEurope dac to appoint an authorised custodian. This form is only for use with the International Wealth Bond or European Wealth Bond.
Appointment of an Authorised Custodian(s) Form

This form can be used if you wish to request Utmost International Isle of Man Limited or Utmost PanEurope dac. to appoint an authorised custodian in respect of your bond/ account/plan/ policy. For use with the following products - European Portfolio Bond, European Wealth Bond, Executive Investment Plan, International Portfolio Bond, International Wealth Bond, Swedish Executive Portfolio, Silk Life Plan, and Tailored Life Plan.
Appointment of financial adviser – Utmost International Isle of Man

Please use this form to appointment a financial adviser
Assignment of Policies Form (NOT for use with former Quilter policies)

This form can be used to reassign policies
Change of Details Form – UPE

Change of client details form: name, address, email, phone number - for Utmost PanEurope
Change of Discretionary Investment Strategy Form

Change of Discretionary Investment Strategy Form for Private Wealth Portfolio UK
Change of financial adviser
Collective Investment Account Appointment Form

This form is for UK investors only and can be used where the applicant for, or existing Bond Owner of European International Portfolio Bond or Collective Bond and has requested a Collective Investment Account provided by Quilter Investment Platform Limited on the platform as an underlying investment.
Data Subject Access Request Form

This form is for you, or someone you have authorised to represent you, to request a copy of the personal information we hold for you.
Dealing account – overdraft clearance instruction form

Please use this form to inform Utmost on what actions you would like to take in order to clear your overdraft.
Dealing Account – Overdraft Clearance Instruction Form

Please use this form to inform Utmost on what actions you would like to take in order to clear your overdraft.
Declaration of Non-Irish Residency

Policyholders resident outside Ireland are required by the Irish Revenue Commissioners to make the above declaration.
Deferring a Policy Fund Entitlement

This form needs to be completed when a client requests to change their Policy Fund entitlements.
Delegation DGT Absolute Trust Deed

This Trust Deed is to be used to convert an existing Delegation bond into a Discounted Gift Trust.
Delegation DGT Discretionary Trust Deed

This Trust Deed is to be used to convert an existing Delegation bond into a Discounted Gift Trust.
Delegation – Nomination of external manager and or custodian

Delegation - Nomination of external manager and or custodian
Discounted Gif Trust Declaration of Continuing Good Health Form

This declaration should be completed by the settlor to confirm that their health has not changed since the date of the original application.
Discounted Gift Trust Absolute Trust

Discounted Gift Trust for conversion of an existing Selection Bond
Guide to Completing the Delegation Additional Single Premium Application for Trustee and Corporate Trustees

This guide has been designed to assist you with completing the additional single premium application form.
Guided Architecture Investment Switch Form

This form should be used for policies that are invested within Guided Architecture only.
Investor declaration

You must read and sign this Declaration if you wish to link your bond to Unregulated Collective Investment Schemes ('UCIS') and certain close substitutes, together known as Non-Mainstream Pooled Investments ('NMPIs'), which are investments that are generally restricted to sophisticated investors and high net worth individuals.
Letter of authorisation for Authorised Custodian Account Form

This letter of authorisation permits the authorised individual to carry out actions in respect of the accounts opened by Utmost International Isle of Man Limited or Utmost PanEurope dac. with the authorised custodian.
Lost Policy Declaration

Please use this form to declare that your policy is lost.
Multi-Product Nomination of External Manager or Custodian

Utmost International Isle of Man - Multi-Product Nomination of External Manager or Custodian - not for use with ex-Quilter
Multi-Product Open Architecture Dealing Instruction Form (UWS)

This form can be used for Utmost International Isle of Man Limited Evolution and Estate Planning Bond policies and Utmost PanEurope dac Selection and Generation Planning Bond policies. This form can also be used for Utmost PanEurope dac's ex-Athora Open Architecture and ex-Aviva International Premier Portfolio policies.
Nomination of investment adviser – Utmost International Isle of Man

Please use this form to nominate an investment adviser - not for use with form Quilter International policies
Notice of Assignment Form

Notice of Assignment Form for Private Wealth Portfolio UK
Novation of Business Form

It is to be used where the servicing rights for a number of Utmost International Isle of Man Limited policies are being transferred from one financial adviser firm to another following a novation.This form is to be completed by financial advisers only.
Offshore Collective Investment Bond Change of Nominated Financial Adviser Form

This form can be used to change your nominated Financial Adviser on your Offshore Collective Investment Bond.
Request Remuneration to Your Financial Adviser

Please use this form to pay an ongoing service fee or ongoing service charge to your financial adviser.
Selection Nomination of External Manager and/or Custodian (EMC)

Selection Nomination of External Manager and/or Custodian for use with Selection bonds only
Switch of Investment Objective and/or Risk Profile – Delegation

Switch of Investment Objective and/or Risk Profile - Delegation.
Tax Declaration and Self Certification for Corporate and Trustee Investors (FATCA/CRS)

Please use this form to confirm the tax status for Trustee and Corporate applicants.
Tax Declaration and Self Certification for Individual Investors (FATCA/CRS)

Please use this form to confirm your clients' country of residence for taxation.
UIIOM Notifying Us Of A Bereavement

UIIOM Notifying Us Of A Bereavement This document is relevant to UK resident individuals only and describes how to notify us of a death and what our certification requirements are in relation to Death Certificate and Grant of Probate.
Utmost International Isle of Man Limited Drip-feeding and portfolio rebalancing form

This form allows you to change or begin a Drip-feeding strategy, or change or begin a Portfolio Rebalancing strategy
Utmost PanEurope Terms of business statement & application form for intermediaries

Utmost PanEurope Terms of business statement and application form for intermediaries.

Product Guides/Brochures/Snapshots and Training Materials

External Manager, Custodian and Platform Agreement List

This document is applicable for the following products only: Utmost PanEurope dac's Selection and Generation Planning Bond as well as Utmost International Isle of Man Limited's Evolution and Estate Planning Bond.

Tax and regulatory Literature/technical sales aids and literature

Education Fees Planning Case Study

This document informs clients how they can plan to pay their grandchildren's education fees
Technical Sales Briefing – Calculating and Reporting Periodic Charges

Many years have now passed since the changes to the relevant property regime back in 2006 and trustees will need to be aware of their responsibility in assessing whether a charge to inheritance tax (IHT) is due in respect of policies written subject to discretionary trusts issued post 21 March 2006.This Technical Sales Briefing has been designed to explain the ten yearly periodic charge which could be applicable to such policies. It also clarifies the reporting requirements for trustees, what information they will require and looks at what Utmost International Isle of Man Limited will be doing to support settlors, trustees and advisers in this process.
Technical Sales Briefing – IHT ‘Bitesize’ part 7

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT ‘Bitesize’ series part 5

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 1

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 2

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 3

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing- IHT Manual ‘Bitesize’ series part 4

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 6

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – Personal Portfolio Bonds
Transferring Ownership of a Bond UIIOM

Transferring Ownership of a Bond - Assignments and Policy Splits (UIIOM).
Utmost International Isle of Man Limited – Discounted Gift Trust Conversion Guide

This guide is for individuals, married couples or civil partners looking to establish an Utmost Discounted Gift Trust using an existing Utmost International Isle of Man Limited Evolution bond or a Selection bond issued by Utmost Pan Europe dac.

Trust Literature

Deed of Assignment (Assignment Between Pension Schemes)

With this deed you can assign ownership of life assurance or redemption policies, where held as an asset of a pension scheme. For use with a policy issued under Isle of Man or English law.
Deed of Assignment Form

This deed can be used to assign a policy in several scenarios, such as gifting or transfers. For use with a policy issued under Isle of Man or English law. This deed should be used with ex-Quilter products or the following range of product types only: Swedish Executive Portfolio, Executive Investment Bonds/Portfolios (including European and Spanish Collective Investment Bond), Wealth Portfolio Bonds, Managed Capital Accounts, or Life Insurance Portfolios (including those written on life cover or life cover plus)
Deed of Retirement of trustee form

Deed of Retirement of trustee form for trusts where the trustees have power of appointment of new trustees
Deed of retirement of trustees for trusts where the settlor has power of appointment

This draft deed is provided for the consideration of the parties and their legal adviser only.
Discounted gift trust – absolute trust

This Trust Deed is to be used to convert an existing Evolution bond into a Discounted Gift Trust
Discounted gift trust – discretionary trust

This Trust Deed is designed to be used only with pre-existing Evolution bonds, which meet the necessary criteria for conversion to a Discounted Gift Trust arrangement. This Trust Deed should be used alongside the Discounted Gift Trust Supplementary Application Form. Please speak to your financial adviser for details.
Discretionary Trust – Settlor cannot be a Beneficiary

The Trust Deed may be used by a single Settlor or joint Settlors, who wish to place a new or existing bond into a Discretionary Trust and where the investment is with Utmost International Isle of Man Limited or Utmost PanEurope dac.
Estate Planning Bond – Absolute Trust

The Trust Deed is designed for investments in the Estate Planning Bond from Utmost International Isle of Man Limited. It may be used by a single Donor or joint Donors, who are either married or in a civil partnership and would like their policy to be held within an Absolute Trust
Estate Planning Bond – Discretionary Trust

This Trust Deed is designed for investments in the Estate Planning Bond from Utmost International Isle of Man Limited. It may be used by a single Settlor or joint Settlors who are either married or in a civil partnership and who would like their policy to be held within a Discretionary Trust.
Excluded Property Trust – Settlor is a Potential Beneficiary

The Trust Deed may be used by a non-UK domiciled Settlor, who wishes to create a Trust of non-UK situs assets (such as an offshore bond) to exclude them from their estate for UK Inheritance Tax (IHT) should they become UK domiciled in future. The Trust is discretionary and gives the Trustees discretion and flexibility to decide who from among the Potential Beneficiaries will benefit from the Trust Fund, and in what proportion. The Settlor is a Potential Beneficiary
Generation Planning Bond – Absolute Trust

This Trust Deed is designed for investments in the Generation Planning Bond. It may be used by a single Donor or joint Donors who would like their policy to be held within an Absolute Trust.
Generation Planning Bond – Discretionary Trust

This Trust Deed is designed for investments in the Generation Planning Bond. It may be used by a single Settlor or joint Settlors who would like their policy to be held within a Discretionary Trust.
Loan trust – deed of appointment of additional trustee

For use with Utmost Wealth Solutions Loan Trust arrangements under which the trustees have the power to appoint new trustees
Loan Trust – Deed of Retirement of Trustees

For use with Loan Trust arrangements only where the continuing trustees wish to release the retiring trustees(s) from their obligations under the Trust and Loan Agreement
Specimen Deed of Appointment of an Absolute Beneficial Interest Under Trust

This deed is designed to be used immediately before the chosen segments are surrendered, using a Withdrawal or Surrender Form.
Using a Professional Trustee – How Can We Help You

This document explains how you can use a Professional Trustee.
Utmost trust proposition tree

This document details our trust proposition tree.
Utmost Trustee Solutions Limited – Appointment of Trustee Form

Please use this form to inform Utmost of who you would like to appoint as a Trustee.

Making a Surrender or Claim

Guides and Supporting Documents

Client Verification and Certification Guide

This document provides information on certifying photocopied identification and address documents. As part of the global efforts to prevent money laundering, Utmost International has to verify the identity and address of all individuals party to a contract (for example applicant(s), trustees, power of attorney). Unless the documents provided are originals, they will need to be certified by a suitable certifier.

Operational Forms (not application form)

Assignment of Policy for Surrender Form

Assignment and Surrender Form that can be used for assignment of policies for immediate surrender
Bereavement Claim Form

Bereavement Claim Form for Life Assurance Bonds
Death Claim form for use with Ex Quilter Isle of Man policies

Form to be completed by Claimant requesting payments of policy proceeds following the death of the relevant life assured.
Death Claims for the Offshore Collective Investment Bond

Death claim form for the Offshore Collective Investment Bond.
Full Encashment Request Form

This form is used to request full encashment. Please note the encashment value will be based on the date of receipt of all requirements and payable to the individual who according to Utmost PanEurope dac's records is entitled to receive it.
Portfolio Bond Withdrawal / Surrender Form

Surrender and Withdrawal Request Form for Portfolio Bond
PWP UK – Death Benefit Claim Form

Private Wealth Portfolio UK - Death Benefit Claim Form
Surrender Request and Regular Withdrawal Form

Surrender Request and Regular Withdrawal Form for Private Wealth Portfolio UK
UWS Multi-Product Withdrawal and Surrender Form

Utmost Wealth Solution Multi-Product Withdrawal and Surrender Form for use with Utmost International Isle of Man and Utmost PanEurope products not for use with ex Quilter products

Tax and regulatory Literature/technical sales aids and literature

Request a Withdrawal on Wealth Interactive Guide

This guide demonstrates how you can request a one-off withdrawal in three easy steps through Wealth Interactive.
Technical Sales Briefing – IHT ‘Bitesize’ part 7

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT ‘Bitesize’ series part 5

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 1

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 2

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 3

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing- IHT Manual ‘Bitesize’ series part 4

A Technical Sales Briefing containing an introduction to IHT.
Technical Sales Briefing – IHT Manual ‘Bitesize’ series part 6

A Technical Sales Briefing containing an introduction to IHT.

Trust Literature

UTS Assignment for Surrender Form (Utmost PanEurope dac)

This form is issued by Utmost Trustee Solutions Limited as Trustee of a specified Trust for the purpose of appointing benefit by the assignment of individual policies from a Selection, Delegation or Generation Planning Bond only, issued by Utmost PanEurope dac, to a beneficiary who wishes to surrender those policies immediately.